48 Ellis Rd Ext, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 48 Ellis Rd Ext, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,840 sqft · built 1974
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on Record
Last Sale	$321,000 (Aug 2024)
Tax Bill	$1,077 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0880-07-67-7767`

Property Details

APN / Parcel Number

Primary APN	`0880-07-67-7767`
Alternative APNs	`001046556` `555781432`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	555781432
Street Address	48 ELLIS ROAD EXT
City	SPRUCE PINE
State	NC
Zip	28777-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 833 1150
Legal Tract	1
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1000
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 588, SPRUCE PINE, NC 28777-0588
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 29, 2024	Warranty Deed, Transfer
Aug 21, 2019	Intrafamily Transfer, Transfer
Aug 21, 2019	Intrafamily Transfer, Transfer
Aug 21, 2019	Intrafamily Transfer, Transfer
May 28, 2019	Intrafamily Transfer, Transfer
May 28, 2019	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Deed Document Number	20241501
Deed Book / Page	671 / 865
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	000604/923
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS RD, SPRUCE PINE, NC 28777

Mortgage

Document Number	000655/358
Date	Mar 20, 2023
Book Page	655/358
Instrument	2023000471

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000606/272
Date	Sep 30, 2019
Book Page	606/272
Instrument	2019001749

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 29, 2024
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Document Number	000671/865
Book / Page	671 / 865
Instrument Date	Aug 29, 2024
Instrument	2024001501
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$642.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13024 BALLANTYNE CORPORATE PL # 550, 550, CHARLOTTE, NC 28277-2113
Investor	Possibly a Property Investor

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Aug 21, 2019
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Document Number	000604/929
Book / Page	604 / 929
Instrument Date	Aug 19, 2019
Instrument	2019001490
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Aug 21, 2019
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Document Number	000604/926
Book / Page	604 / 926
Instrument Date	Aug 19, 2019
Instrument	2019001489
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Aug 21, 2019
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Document Number	000604/923
Book / Page	604 / 923
Instrument Date	Aug 19, 2019
Instrument	2019001488
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	May 28, 2019
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Document Number	000602/398
Book / Page	602 / 398
Instrument Date	May 28, 2019
Instrument	2019000940
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS RD, SPRUCE PINE, NC 28777

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	May 28, 2019
Property Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761
Document Number	000602/401
Book / Page	602 / 401
Instrument Date	May 28, 2019
Instrument	2019000941
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS ROAD EXT, SPRUCE PINE, NC 28777-8761

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,077.00	$168,400 (-) Land $14,300 Building $154,100
2025	$1,077.00 (+1.13%)	$168,400 (-) Land $14,300 Building $154,100
2023	$1,065.00	$168,400 Land $14,300 Building $154,100	$168,400 Land $14,300 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ellis Rd Ext

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures