48 Ellis Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 48 Ellis Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,647 sqft · built 1953
Lot Size	0.462 acres (20,120 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (May 2019)
Tax Bill	$6,300 (2026)
Deeds & Mortgages	May 2021 Refinance May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-01A-00015`

Property Details

APN / Parcel Number

Primary APN	`43-01A-00015`
Alternative APN	`WORC M:43 B:01A L:00015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	3,846 sqft
1st Floor Area	1,647 sqft
Basement Area	1,647 sqft
Unfinished Basement	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,120 sqft (0.462 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	43-01A-00015
Street Address	48 ELLIS DR
City	WORCESTER
State	MA
Zip	01609-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	1A
Legal Lot Number	15
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3003
Census Tract	730801

Owner

48 Ellis Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 ELLIS DR, WORCESTER, MA 01609-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CRESCENT MORTGAGE CO
May 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Apr 7, 1992 · Amount on File
Deed Document Number	2019114184
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0000114184
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	48 ELLIS DR, WORCESTER, MA 01609-1437
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	117947
Date	May 7, 2021
Instrument	117947

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 17, 2019
Property Address	48 ELLIS DR, WORCESTER, MA 01609-1437
Document Number	0000114181
Instrument Date	Apr 5, 2019
Instrument	114181
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	48 ELLIS DR WORCESTER MA 016091437, WORCESTER, MA 01609-1437

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 17, 2019
Property Address	48 ELLIS DR, WORCESTER, MA 01609-1437
Document Number	0000114184
Instrument Date	Apr 5, 2019
Instrument	114184
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.92
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS DR WORCESTER MA 016091437, WORCESTER, MA 01609-1437

Mortgage

Document Number	114185
Date	May 17, 2019
Instrument	114185

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 48 Ellis Dr was $6,300, up 3.1% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,300.00 (+3.08%)	$474,400 (+2.37%) Land $125,400 Building $349,000	$536,793 (+3.39%)
2025	$6,112.00	$463,400 Land $119,400 Building $344,000	$519,175 (+7.22%)
2024			$484,215
2023	$5,573.00	$388,600 Land $103,800 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Ellis Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Ellis Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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