48 Elliot St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 48 Elliot St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	2,090 sqft · built 1955
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2022)
Tax Bill	$14,107 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-01292-01-00010`

Property Details

APN / Parcel Number

Primary APN	`07-01292-01-00010`
Alternative APN	`0701292A00010`

Interior

Stories	2 Stories
Building Area	2,090 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 2 ft wide

Location & Zoning

Old Parcel Number	0701292A00010
Street Address	48 ELLIOT ST
City	PASSAIC
State	NJ
Zip	07055-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1292
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2004
Census Tract	175701

Owner

48 Elliot St is owned and occupied by two individuals who bought it in June 2022.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 ELLIOT ST, PASSAIC, NJ 07055-5416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage SKYROCK MORTGAGE CORP
Jun 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202232780
Deed Book / Page	4337 / 76
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0000039659
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 24, 2022
Property Address	48 ELLIOT ST, PASSAIC, NJ 07055-5416
Document Number	0000032780
Book / Page	D4337 / 76
Instrument Date	Jun 23, 2022
Instrument	2022032780
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 DOYLE DR, FLORHAM PARK, NJ 07932-1076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIOT ST, PASSAIC, NJ 07055-5416

Mortgage

Document Number	0000032781
Date	Jun 24, 2022
Instrument	2022032781

Lender

Name	SKYROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Jun 15, 2021
Property Address	48 ELLIOT ST, PASSAIC, NJ 07055-5416
Document Number	0000039659
Book / Page	D4060 / 248
Instrument Date	Jun 8, 2021
Instrument	2021039659
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3434 BERGEN AVE, TOMS RIVER, NJ 08753-4807

Tax Assessment & Valuation

The 2025 property tax bill for 48 Elliot St was $14,107, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,300 (-) Land $105,700 Building $225,600	$331,300 (-) Land $105,700 Building $225,600
2025	$14,107.00 (+3.28%)	$331,300 Land $105,700 Building $225,600	$331,300 Land $105,700 Building $225,600
2024	$13,659.00
2023		$319,800 Land $105,700 Building $214,100	$319,800 Land $105,700 Building $214,100
2022	$12,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Elliot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Elliot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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