48 Elk Dr, Hanover, PA 17331 Property Records

Adams County property record for 48 Elk Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,150 sqft · built 1989
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 1999)
Tax Bill	$4,240 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 009-0180-000`

Property Details

APN / Parcel Number

Primary APN	`08 009-0180-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 ELK DR
City	HANOVER
State	PA
Zip	17331-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	L-0117
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	3
Census Block	3067
Census Tract	31101

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 ELK DR, HANOVER, PA 17331-8867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2017	Intrafamily Transfer, Transfer
Jun 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1999 · Amount on Record
Deed Sale	Aug 31, 1999 · Amount on Record
Deed Book / Page	1905 / 159
Last Transfer Date	May 31, 2017
Transfer Doc	6270/311
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	48 ELK DR, HANOVER, PA 17331-8867
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006854/611
Date	Sep 14, 2021
Book Page	6854/611

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	Jun 6, 2017
Property Address	48 ELK DR, HANOVER, PA 17331-8867
Document Number	6270/311
Book / Page	6270 / 311
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 ELK DR, 48, HANOVER, PA 17331-8867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELK DR, HANOVER, PA 17331-8867

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	Jun 7, 2017
Property Address	48 ELK DR, HANOVER, PA 17331-8867
Document Number	6270/311
Book / Page	6270 / 311
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 ELK DR, 48, HANOVER, PA 17331-8867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELK DR, HANOVER, PA 17331-8867

Mortgage

Document Number	6270/316
Date	Jun 7, 2017
Book Page	6270/316

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,240.00 (+10.24%)	$173,900 (-) Land $41,300 Building $132,600
2024	$3,846.00 (+3.83%)	$173,900 (-) Land $41,300 Building $132,600
2023	$3,704.00	$173,900 Land $41,300 Building $132,600
2010			$173,900 Land $41,300 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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