48 Echo Grove Ave, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 48 Echo Grove Ave, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,296 sqft · built 1900
Lot Size	0.192 acres (8,350 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Nov 2018)
Tax Bill	$7,938 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:021 L:293 S:007`

Property Details

APN / Parcel Number

Primary APN	`B:021 L:293 S:007`
Alternative APN	`LYNN M:021 B:293 L:007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	5,053 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1903
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,350 sqft (0.192 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	48 ECHO GROVE AVE
City	LYNN
State	MA
Zip	01905-1967
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	293
Legal Lot Number	7
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4006
Census Tract	205700

Owner

48 Echo Grove Ave, a duplex, is owned and occupied by an individual who bought it in November 2018.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 ECHO GROVE AVE, LYNN, MA 01905-1967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC
Jul 3, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Nov 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Sep 27, 2013 · Amount on File
Deed Book / Page	37188 / 207
Transfer Doc	037188-207
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 ECHO GROVE AVE, LYNN, MA 01905-1967
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039564-462
Date	Feb 24, 2021
Book Page	39564/462
Instrument	20210224000270

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 ECHO GROVE AVE, LYNN, MA 01905-1967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37927-176
Date	Oct 11, 2019
Book Page	37927/176
Instrument	20191011003660

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 ECHO GROVE AVE, LYNN, MA 01905-1967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38680-104
Date	Jul 3, 2020
Book Page	38680/104
Instrument	20200703000110

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 30, 2018
Property Address	48 ECHO GROVE AVE, LYNN, MA 01905-1967
Document Number	37188-207
Book / Page	037188 / 000207
Instrument Date	Nov 17, 2018
Instrument	1811305990
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ECHO GROVE AVE LYNN MA 019051967, LYNN, MA 01905-1967

Mortgage

Document Number	37188-210
Date	Nov 30, 2018
Book Page	037188/000210
Instrument	1811306000

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 ECHO GROVE AVE, LYNN, MA 01905-1967
Document Number	35710-221
Book / Page	035710 / 000221
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35710-221
Date	Mar 1, 2017
Book Page	035710/000221
Instrument	1703010271

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 48 Echo Grove Ave was $7,938, up 6.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,938.00 (+6.24%)	$766,232 (+7.98%) Land $208,100 Building $558,132	$850,355
2024	$7,472.00 (-3.39%)	$709,600 (+2.31%) Land $193,600 Building $516,000
2023	$7,734.00	$693,600 Land $214,000 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Echo Grove Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Echo Grove Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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