48 E Smith St, Topton, PA 19562 Property Records

Berks County property record for 48 E Smith St, Topton, PA 19562 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,728 sqft · built 1926
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Tax Bill$1,355 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN5473-17-02-3097

Property Details

APN / Parcel Number

Primary APN5473-17-02-3097
Alternative APNs
  • 85-5473-17-02-3097
  • 85042400
  • 042400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area3,920 sqft (0.09 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area240 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelCoal
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number85042400
Street Address48 E SMITH ST
CityTOPTON
StatePA
Zip19562-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block02
JurisdictionBERKS PA
Township / Civil DivisionTOPTON
Census Block Group2
Census Block2052
Census Tract14201

Owner

Source: Berks County records · APN 5473-17-02-3097

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 E SMITH ST, TOPTON, PA 19562-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Commercial Mortgage
UTILITIES EMPLOYEES CU
Oct 29, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 1974
Deed SaleFeb 14, 1974
Deed Book / Page1646 / 879
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address48 E SMITH ST, TOPTON, PA 19562-1214
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005371
DateFeb 24, 2026
Instrument2026005371
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
Address11 MERIDIAN BLVD, WYOMISSING, PA 19610
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueFeb 28, 2033

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address48 E SMITH ST, TOPTON, PA 19562-1214
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037635
DateOct 29, 2019
Instrument2019037635
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 31, 2029

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityTopton Borough
Unified School DistrictBrandywine Heights Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,355.00 (+3.91%) Homeowner's exemption$77,200 (-) Land $22,700 Building $54,500$22,700 (-70.6%) Land $22,700
2024$1,304.00$77,200 Land $22,700 Building $54,500
1994$77,200 Land $22,700 Building $54,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110142012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 496 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
Service Electric TelevisionCable2,000 / 200
AT&TFixed Wireless100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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