48 E Smiley Ave, Shelby, OH 44875 Property Records

Richland County property record for 48 E Smiley Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 1910
Lot Size	0.215 acres (9,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jan 2026)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-013-02-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-013-02-000`
Alternative APN	`05117`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
1st Floor Area	416 sqft
Basement Area	574 sqft
Unfinished Basement	574 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1983
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	9,361 sqft (0.215 acres)
Lot Dimensions	130 ft deep x 72 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 E SMILEY AVE
City	SHELBY
State	OH
Zip	44875-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1048 & 1047 SE TRI 70 X 130 X
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4039
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	829 PLYMOUTH ST, BUCYRUS, OH 44820-9700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 10, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST FEDERAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2026482
Deed Book / Page	3037 / 2724
Prior Transfer Date	Aug 6, 2024
Prior Transfer Doc	03018/5733
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jan 14, 2026
Property Address	48 E SMILEY AVE, SHELBY, OH 44875-1047
Document Number	03037/2724
Book / Page	3037 / 2724
Instrument Date	Jan 12, 2026
Instrument	202600000482
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	329 PLYMOUTH ST, BUCYRUS, OH 44820-1632

Mortgage

Document Number	202600000483
Date	Jan 14, 2026
Instrument	202600000483

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 10, 2021
Property Address	48 E SMILEY AVE, SHELBY, OH 44875-1047
Document Number	2949/44
Book / Page	2949 / 44
Instrument Date	Nov 10, 2021
Instrument	202100016148
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 W MAIN ST, SHELBY, OH 44875-1264

Mortgage

Document Number	202100016149
Date	Nov 10, 2021
Instrument	202100016149

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly
Min Rate At Change	4.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,930.00 (+0.05%)	$51,830 (-) Land $4,780 Building $47,050
2024	$1,929.00 (-2.72%) Homeowner's exemption	$51,830 (-) Land $4,780 Building $47,050
2023	$1,983.00 (+21.28%) Homeowner's exemption	$51,830 (+42.12%) Land $4,780 Building $47,050	$148,080 (+42.11%) Land $13,650 Building $134,430
2022	$1,635.00 Homeowner's exemption	$36,470 Land $5,120 Building $31,350
2020			$104,200 Land $14,640 Building $89,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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