48 E Silver St, #4, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 48 E Silver St, #4, Westfield, MA 01085

Property Summary

Property Type	Condominium Offices
Details	958 sqft · built 1964
Lot Size	0.971 acres (42,301 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Jan 2020)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:17 L:20 U:4`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:17 L:20 U:4`
Alternative APN	`M:329017 B:00020 L:00040`

Interior

Units	12 Units
Stories	1 Story
Building Area	958 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,301 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	48 E SILVER ST, 4
City	WESTFIELD
State	MA
Zip	01085-4449
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Lot Number	20
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3005
Census Tract	812702

Owner

Source: Hampden County and Westfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	333 STEIGER DR, WESTFIELD, MA 01085-4935
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Mar 1, 2005 · Amount on Record
Deed Document Number	20203996
Deed Book / Page	23057 / 105
Record Updated	Jun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jan 23, 2020
Property Address	48 E SILVER ST STE 4, 4, WESTFIELD, MA 01085-4449
Document Number	23057-105
Book / Page	23057 / 105
Instrument Date	Jan 22, 2020
Instrument	3996
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 STEIGER DR, WESTFIELD, MA 01085-4935

Mortgage

Document Number	3997
Date	Jan 23, 2020
Instrument	3997

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,145.00 (+5.08%)	$107,800 (+20.72%) Building $107,800
2023	$2,993.00	$89,300 Building $89,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20