48 E Ohea St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 48 E Ohea St, Hilo, HI 96720 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 3,878 sqft · built 1944
Lot Size	1.42 acres (62,204 sqft)
Owner	Individual Name on File
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`3-2-2-039-093`

Property Details

APN / Parcel Number

Primary APN	`3-2-2-039-093`
Alternative APNs	`3-2-2-039-093-0000` `220390930000`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,878 sqft Living Area
Gross Area	6,314 sqft
1st Floor Area	3,878 sqft
Basement Area	1,596 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	62,204 sqft
Garage Area	520 sqft
Porch	Covered Porch
Porch Area	1,162 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	48 E OHEA ST
City	HILO
State	HI
Zip	96720-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.428 AC DES BLK 401 GR 9924 TOG/W EASEMENT
Legal Subdivision	WAIAKEA HMSTD. HOUSELOTS
Legal Block	401
Legal Lot Number	11
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2020
Census Tract	20500

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-2-039-093

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 56, HILO, HI 96721-0056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 07, 2012
Transfer Doc	0045121002
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	48 E OHEA ST, HILO, HI 96720-5015
Document Number	0A73450044
Instrument Date	Feb 03, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E OHEA ST HILO HI 967205015, HILO, HI 96720-5015

Mortgage

Document Number	0A73450044
Date	Feb 10, 2020
Instrument	A73450044

Lender

Name	BANK OF HI
Type	Bank
Address	HONOLULU, HI 96803

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$902,200 (+3%) Land $198,100 Building $704,100	$995,500 (+4.57%) Land $261,300 Building $734,200
2025	$4,081.00 (+4.43%)	$875,900 (+3%) Land $198,100 Building $677,800	$952,000 (+5.45%) Land $217,800 Building $734,200
2024		$850,400 (+3%) Land $198,100 Building $652,300	$902,800 (+1.23%) Land $198,100 Building $704,700
2023	$3,908.00 Homeowner's exemption	$825,600 Land $231,000 Building $594,600	$891,800 Land $236,400 Building $655,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.