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48 E Montgomery St, Baltimore, MD 21230 Property Records

Baltimore City property record for 48 E Montgomery St, Baltimore, MD 21230

Property Summary

Property TypeTownhouse
Details3 ba · 1,650 sqft · built 1900
Lot Size0.034 acres (1,496 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Aug 2018)
Tax Bill$8,271 (2023)
Deeds & MortgagesJan 2022 Mortgage
Aug 2018 Sale & Mortgage
APN22-10-0896-028

Property Details

APN / Parcel Number

Primary APN22-10-0896-028
Alternative APN
  • 100896 028

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,650 sqft Total Area
1st Floor Area600 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialBuilt-Up Asphalt
Lot Area1,496 sqft
Lot Dimensions97 ft deep x 15 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area120 sqft
Deck Area200 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number100896 028
Old Parcel Number22100896 028
Street Address48 E MONTGOMERY ST
CityBALTIMORE
StateMD
Zip21230-3847
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-8
Legal Description15-5X97
Legal Section10
Legal SubdivisionSEC 17 WARD 09
Legal Block896
Legal Lot Number28
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group4
Census Block4004
Census Tract220100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Federal Hill Historic District
listed 1970 · 8 contributing resources · NRIS 70000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of September 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Aug 27, 2018Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Prior SaleSep 27, 1993 · Amount on Record
Deed Document Number321603
Deed Book / Page20447 / 395
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address48 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyHOMESALE SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 E MONTGOMERY ST, BALTIMORE, MD 21230-3847

Mortgage

Document Number0241940159
DateJan 27, 2022
Book Page24194/159
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE CITY MD
Recording DateAug 27, 2018
Property Address48 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
Document Number0204470395
Book / Page020447 / 000395
Instrument DateAug 16, 2018
Transaction TypeTransfer
Record UpdatedSep 11, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 E MONTGOMERY ST BALTIMORE MD 212303847, BALTIMORE, MD 21230-3847

Mortgage

Document Number204470404
DateAug 27, 2018
Book Page020447/000404
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,271.00 Homeowner's exemption$350,500 Land $175,000 Building $175,500$350,500 Land $175,000 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		1,000 / 75
Believe Broadband
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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