48 E Main St, Milford, MA 01757 Property Records

Worcester County and Milford Town property record for 48 E Main St, Milford, MA 01757

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,058 sqft · built 1900
Lot Size0.147 acres (6,399 sqft)
OwnerIndividual Name on Record
Last Sale$153,000 (Jan 2017)
Tax Bill$3,530 (2025)
Deeds & MortgagesFeb 2020 Refinance
Jan 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNMILF M:42 B:000 L:189

Property Details

APN / Parcel Number

Primary APNMILF M:42 B:000 L:189

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,058 sqft Living Area
Gross Area2,394 sqft
Basement Area795 sqft
Unfinished Basement795 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address48 E MAIN ST
CityMILFORD
StateMA
Zip01757-2702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCB
Legal SubdivisionPLAN 2683-E
Legal Lot Number189
JurisdictionMILFORD MA
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1000
Census Tract744202

Owner

Source: Worcester County and Milford Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 E MAIN ST, MILFORD, MA 01757-2702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CHARLES RIVER BANK
Jan 9, 2017Quit Claim Deed, Transfer · FHA Mortgage
OCWEN FIN SVC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2017 · Amount on Record
Deed SaleJan 9, 2017 · Amount on Record
Prior SaleJul 20, 2000 · Amount on Record
Deed Book / Page56589 / 23
Transfer Doc0056589-23
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD MA
Property Address48 E MAIN ST, MILFORD, MA 01757-2702
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61904-8
DateFeb 18, 2020
Book Page61904/8
Instrument16503
Lender
NameCHARLES RIVER BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILFORD MA
Recording DateJan 9, 2017
Property Address48 E MAIN ST, MILFORD, MA 01757-2702
Document Number56589-23
Book / Page56589 / 23
Instrument2837
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.07
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number565890025
DateJan 9, 2017
Instrument56589/0025
Lender
NameOCWEN FIN SVC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 9, 2047

Tax Assessment & Valuation

Source: Worcester County and Milford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionMilford Town
Unified School DistrictMilford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,530.00 (+3.34%)$275,800 (+7.32%) Land $150,600 Building $125,200$254,980
2024$3,416.00$257,000 Land $143,600 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILFORD WATER DEPARTMENT
serves 30,379 people · EPA ID MA2185000
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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