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48 E Main St, Champaign, IL 61820 Property Records

Champaign County property record for 48 E Main St, Champaign, IL 61820

Property Summary

Property TypeCommercial
Lot Size0.421 acres (18,397 sqft)
Owner2 Company Names on Record
Last Sale$1,775,000 (Jan 2017)
Tax Bill$19,504 (2024)
Deeds & MortgagesApr 2020 Mortgage
Jan 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-20-12-437-001

Property Details

APN / Parcel Number

Primary APN42-20-12-437-001

Exterior

Lot Area18,397 sqft (0.421 acres)

Location & Zoning

Street Address48 E MAIN ST
CityCHAMPAIGN
StateIL
Zip61820-3630
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 1, 2, 3 RAILROAD ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionRAILROAD ADD
Legal Block7
Legal Lot Number1,2,3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2013
Census Tract11002

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3102 GLENHILL PL, CHAMPAIGN, IL 61822-9371
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2020Deed of Trust, Mortgage · Commercial Mortgage
MARINE BANK SPRINGFIELD
Jan 18, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 17, 2017Deed of Trust, Mortgage
BUSEY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2017 · Amount on Record
Deed SaleJan 18, 2017 · Amount on Record
Deed Document Number2017971
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address48 E MAIN ST, CHAMPAIGN, IL 61820-3630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005541
DateApr 8, 2020
Instrument2020R05541
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJan 18, 2017
Property Address48 E MAIN ST, CHAMPAIGN, IL 61820-3630
Document Number0000000971
Instrument DateJan 17, 2017
Instrument971
Transaction TypeTransfer
Record UpdatedFeb 2, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3102 GLENHILL PL CHAMPAIGN IL 618229371, CHAMPAIGN, IL 61822-9371

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address48 E MAIN ST, CHAMPAIGN, IL 61820-3630
Document Number0000000972
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3102 GLENHILL PL CHAMPAIGN IL 618229371, CHAMPAIGN, IL 61822-9371

Mortgage

Document Number0000000972
DateJan 17, 2017
Instrument972
Lender
NameBUSEY BK
TypeBank
Address3102 GLENHILL PL, CHAMPAIGN, IL 61822-9371
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$250,950 (+124.99%) Land $148,960 Building $101,990$752,850 (+124.99%) Land $446,880 Building $305,970
2024$19,504.00 (+90.15%)
2022$10,257.00$111,540 Land $111,540$334,620 Land $334,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Pavlov Media
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

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