48 E Harrison St, Hagerstown, IN 47346 Property Records

Wayne County property record for 48 E Harrison St, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,896 sqft · built 1930
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$167,597 (Aug 2025)
Tax Bill	$999 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-00357-00`

Property Details

APN / Parcel Number

Primary APN	`026-00357-00`
Alternative APNs	`89-05-23-130-114.000-021` `162313011400026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	948 sqft
Attic	Attic
Attic Area	1,896 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162313011400026
Street Address	48 E HARRISON ST
City	HAGERSTOWN
State	IN
Zip	47346-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	13 FT ENTIRE E SIDE 33 FT W SIDE LOT 18 BLK 34 6 FT 6 IN LOT 18 BLK 34 LOT 17 BLK 34
Legal Subdivision	HAGERSTOWN
Legal Block	34
Legal Lot Number	18,17
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2011
Census Tract	10400

Owner

48 E Harrison St is owned and occupied by an individual who bought it in August 2025.

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 E HARRISON ST, HAGERSTOWN, IN 47346-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Aug 20, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Mar 4, 2025
Deed Document Number	20256019
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	48 E HARRISON ST, HAGERSTOWN, IN 47346-1208
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025006021
Date	Aug 20, 2025
Instrument	2025006021

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Aug 20, 2025
Property Address	48 E HARRISON ST, HAGERSTOWN, IN 47346-1208
Document Number	2025006019
Instrument Date	Aug 19, 2025
Instrument	2025006019
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E HARRISON ST, HAGERSTOWN, IN 47346-1208

Mortgage

Document Number	2025006020
Date	Aug 20, 2025
Instrument	2025006020

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	2025006021
Date	Aug 20, 2025
Instrument	2025006021

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 E Harrison St was $999, up 3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00 (+2.99%)	$111,000 Land $15,900 Building $95,100	$111,000 Land $15,900 Building $95,100
2024	$970.00
2023		$88,900 (+3.01%) Land $12,700 Building $76,200	$88,900 (+3.01%) Land $12,700 Building $76,200
2022	$863.00 Homeowner's exemption	$86,300 Land $12,700 Building $73,600	$86,300 Land $12,700 Building $73,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 E Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 E Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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