48 E Gordon St, Bel Air, MD 21014 Property Records

Harford County property record for 48 E Gordon St, Bel Air, MD 21014

Property Summary

Property Type	Office Building
Details	5,676 sqft · built 1920
Lot Size	0.414 acres (18,034 sqft)
Owner	Company Name on File
Last Sale	$230,000 (May 2003)
Tax Bill	$8,138 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-026531`

Property Details

APN / Parcel Number

Primary APN	`03-026531`
Alternative APNs	`3026531` `026531`

Interior

Stories	2 Stories
Building Area	5,676 sqft Total Area
1st Floor Area	5,676 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	18,034 sqft (0.414 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	026531
Street Address	48 E GORDON ST
City	BEL AIR
State	MD
Zip	21014-2916
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B2A
Legal Description	LT 90X200 .414 AC 48 E GORDON STREET BEL AIR
Legal Subdivision	BEL AIR
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1017
Census Tract	303803

Owner

48 E Gordon St, a commercial property, is owned by a company that bought it in May 2003.

Source: Harford County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	48 E GORDON ST, BEL AIR, MD 21014-2916
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage HARFORD BANK
Apr 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage HARFORD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2003 · Amount on File
Deed Sale	May 21, 2003 · Amount on File
Deed Document Number	2003354
Deed Book / Page	4602 / 369
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	48 E GORDON ST, BEL AIR, MD 21014-2916
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127700440
Date	Apr 10, 2018
Book Page	12770/0440

Lender

Name	HARFORD BANK
Type	Bank
Address	ELKTON, MD 21921

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	48 E GORDON ST, BEL AIR, MD 21014-2916
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127700421
Date	Apr 10, 2018
Book Page	12770/0421

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 E Gordon St was $8,138, up 5.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,138.00 (+5.7%)	$853,767	$892,300 Land $274,100 Building $618,200
2025	$7,699.00
2023		$780,833	$834,500 Land $274,100 Building $560,400
2022	$7,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 E Gordon St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2003)
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 E Gordon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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