48 E 45th St, Bayonne, NJ 07002 Property Records

Hudson County and Bayonne City property record for 48 E 45th St, Bayonne, NJ 07002

Property Summary

Property Type	Single Family Home
Details	1,692 sqft · built 1972
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2002)
Tax Bill	$12,211 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00086-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`01-00086-0000-00024`
Alternative APNs	`010008600024` `20117008`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	20117008
Street Address	48 E 45TH ST
City	BAYONNE
State	NJ
Zip	07002-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	86
Legal Lot Number	24
Jurisdiction	HUDSON NJ
Township / Civil Division	BAYONNE
Census Block Group	2
Census Block	2005
Census Tract	10300

Owner

48 E 45th St is owned and occupied by two individuals who acquired it in November 2021.

Source: Hudson County and Bayonne City records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 E 45TH ST, BAYONNE, NJ 07002-4024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2002 · Amount on File
Deed Sale	Sep 4, 2002 · Amount on File
Prior Sale	Dec 15, 1999 · Amount on File
Deed Document Number	20029539
Deed Book / Page	6040 / 140
Last Transfer Date	Nov 24, 2021
Transfer Doc	0010012290
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	48 E 45TH ST, BAYONNE, NJ 07002-4024
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E 45TH ST, BAYONNE, NJ 07002-4024

Mortgage

Document Number	20220311060048640
Date	Mar 11, 2022
Book Page	20224/636
Instrument	20220311060048640

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	48 E 45TH ST, BAYONNE, NJ 07002-4024
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	CAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220128060018670
Date	Jan 28, 2022
Book Page	20186/744
Instrument	20220128060018670

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUDSON NJ
Recording Date	Jan 28, 2022
Property Address	48 E 45TH ST, BAYONNE, NJ 07002-4024
Document Number	20220128010012290
Book / Page	9635 / 634
Instrument Date	Nov 24, 2021
Instrument	20220128010012290
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	CAPITAL TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E 45TH ST, BAYONNE, NJ 07002-4024

Mortgage

Document Number	0020186744
Date	Jan 28, 2022
Instrument	20186/744

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 48 E 45th St was $12,211, up 3% from the year before.

Source: Hudson County and Bayonne City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Bayonne City
Unified School District	Bayonne City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,000 (-) Land $180,000 Building $244,000	$424,000 (-) Land $180,000 Building $244,000
2025	$12,211.00 (+3%)	$424,000 Land $180,000 Building $244,000	$424,000 Land $180,000 Building $244,000
2024	$11,855.00
2023		$424,000 Land $180,000 Building $244,000	$424,000 Land $180,000 Building $244,000
2022	$11,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYONNE serves 63,000 people · EPA ID NJ0901001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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