48 Dunphy Dr, Northampton (Florence), MA 01062 Property Records

Hampshire County and Northampton City property record for 48 Dunphy Dr, Northampton, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1976
Lot Size	0.349 acres (15,211 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2025)
Tax Bill	$5,827 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
APN	`NHAM M:0043 B:0064 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0043 B:0064 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Game Room	Game Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	15,211 sqft (0.349 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	48 DUNPHY DR
City	FLORENCE
State	MA
Zip	01062-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA307
Legal Block	64
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3006
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:0043 B:0064 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 DUNPHY DR, FLORENCE, MA 01062-9743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2025 · Amount on Record
Deed Sale	Nov 05, 2025 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	202518525
Deed Book / Page	15573 / 92
Transfer Doc	9914000061
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Nov 05, 2025
Property Address	48 DUNPHY DR, NORTHAMPTON, MA 01062-9743
Document Number	0015573-92
Book / Page	15573 / 92
Instrument Date	Nov 05, 2025
Instrument	18525
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 DUNPHY DR, NORTHAMPTON, MA 01062-9743

Mortgage

Document Number	0000018526
Date	Nov 05, 2025
Instrument	18526

Lender

Name	FLORENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 01, 2035
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,827.00 (+19.87%)	$418,300 (+36.3%) Land $89,800 Building $328,500	$478,990 (+5.17%)
2024			$455,430
2023	$4,861.00	$306,900 Land $77,700 Building $229,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 116 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.