48 Druid Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 48 Druid Ave, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,638 sqft · built 1948
Lot Size0.152 acres (6,599 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Nov 2013)
Tax Bill$14,531 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN10-00906-0000-00019

Property Details

APN / Parcel Number

Primary APN10-00906-0000-00019
Alternative APNs
  • 1000144000000053
  • 100090600019

Interior

Building Area1,638 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area6,599 sqft (0.152 acres)
Lot Dimensions88 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number1000144000000053
Street Address48 DRUID AVE
CityDUMONT
StateNJ
Zip07628-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description75X88
Legal SubdivisionDUMONT PARK 5TH MAP
Legal Block906
Legal Lot Number19
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group2
Census Block2013
Census Tract10300

Owner

48 Druid Ave is owned and occupied by two individuals who bought it in November 2013.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address48 DRUID AVE, DUMONT, NJ 07628-1922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 1, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2013 · Amount on File
Deed SaleNov 22, 2013 · Amount on File
Prior SaleMay 25, 2000 · Amount on File
Deed Document Number2013121322
Deed Book / Page1569 / 1522
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address48 DRUID AVE, DUMONT, NJ 07628-1922
Transaction TypeMortgage
Record UpdatedJun 23, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043221076
DateAug 10, 2021
Book Page4322/1076
Instrument2021128777
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2036

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERGEN NJ
Property Address48 DRUID AVE, DUMONT, NJ 07628-1922
Document Number0027020172
Book / Page002702 / 000172
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedSep 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address48 DRUID AVE DUMONT NJ 076281922, DUMONT, NJ 07628-1922

Mortgage

Document Number0027020172
DateAug 22, 2017
Book Page002702/000172
Lender
NameWELLS FARGO BK
AddressWEST DES MOINES, IA 50266-2511
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 48 Druid Ave was $14,531, up 19.7% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$664,600 (+7.02%) Land $326,700 Building $337,900$664,600 (+7.02%) Land $326,700 Building $337,900
2025$14,531.00 (+19.68%)$621,000 Land $300,100 Building $320,900$621,000 Land $300,100 Building $320,900
2024$12,142.00
2023$298,700 Land $166,700 Building $132,000$298,700 Land $166,700 Building $132,000
2022$11,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Druid Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims27 (1996–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 9 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Druid Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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