Morris County and Wharton Borough property record for 48 Downs Ave, Wharton, NJ 07885 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,557 sqft · built 1930 |
| Lot Size | 0.294 acres (12,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Sep 2013) |
| Tax Bill | $12,167 (2024) |
| Deeds & Mortgages | Sep 2024 Second Mortgage Dec 2025 Second Mortgage + 1 more |
| APN | 39-02015-0000-00002 |
| Primary APN | 39-02015-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 12,798 sqft (0.294 acres) |
| Lot Dimensions | 128 ft deep x 100 ft wide |
| Street Address | 48 DOWNS AVE |
|---|---|
| City | WHARTON |
| State | NJ |
| Zip | 07885-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FORD FARM |
| Legal Block | 2015 |
| Legal Lot Number | 2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | WHARTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 45100 |
Source: Morris County and Wharton Borough records · APN 39-02015-0000-00002
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 DOWNS AVE, WHARTON, NJ 07885-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PICATINNY FCU |
| Dec 05, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Apr 04, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2013 · Amount on Record |
| Deed Sale | Sep 12, 2013 · Amount on Record |
| Prior Sale | Apr 13, 2007 · Amount on Record |
| Deed Document Number | 201374579 |
| Deed Book / Page | 22418 / 580 |
| Last Transfer Date | Mar 21, 2017 |
| Transfer Doc | 0231040040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 48 DOWNS AVE, WHARTON, NJ 07885-2550 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0248140279 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 24814/279 |
| Instrument | 2024037875 |
| Name | PICATINNY FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, NJ 07801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 48 DOWNS AVE, WHARTON, NJ 07885-2550 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250251075 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | 25025/1075 |
| Instrument | 2025051264 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 01, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 04, 2017 |
| Property Address | 48 DOWNS AVE, WHARTON, NJ 07885-2550 |
| Document Number | 0231040040 |
| Book / Page | 23104 / 0040 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017019985 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 48 DOWNS AVE, WHARTON, NJ 07885-2550 |
| Document Number | 2017019986 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 2017019986 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2032 |
Source: Morris County and Wharton Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Wharton Borough |
| Secondary School District | Morris Hills Regional School District (09 - 12) |
| Elementary School District | Wharton Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,700 (+9.58%) Land $153,300 Building $330,400 | $483,700 (+9.58%) Land $153,300 Building $330,400 | |
| 2025 | $441,400 (+15.37%) Land $128,300 Building $313,100 | $441,400 (+15.37%) Land $128,300 Building $313,100 | |
| 2024 | $12,167.00 (+13.15%) | ||
| 2023 | $382,600 Land $118,300 Building $264,300 | $382,600 Land $118,300 Building $264,300 | |
| 2022 | $10,753.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 503 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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