Ocean County and Jackson Township property record for 48 Dowing Ln, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,474 sqft · built 1999 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Oct 2001) |
| Tax Bill | $5,285 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-14801-0000-00014 |
| Primary APN | 12-14801-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 12000752900122 |
|---|---|
| Street Address | 48 DOWING LN |
| City | JACKSON |
| State | NJ |
| Zip | 08527-3967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRC |
| Legal Description | .12 AC |
| Legal Subdivision | WINDING WAYS SEC 03C |
| Legal Block | 14801 |
| Legal Lot Number | 14 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 717501 |
Source: Ocean County and Jackson Township records · APN 12-14801-0000-00014
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 DOWING LN, JACKSON, NJ 08527-3967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 06, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2001 · Amount on Record |
| Deed Sale | Oct 09, 2001 · Amount on Record |
| Prior Sale | Nov 02, 1998 · Amount on Record |
| Deed Book / Page | 10561 / 613 |
| Last Transfer Date | Jul 15, 2024 |
| Transfer Doc | 0198250220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 48 DOWING LN, JACKSON, NJ 08527-3967 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 309 TRINITY CT 4, 4, PRINCETON, NJ 08540-7029 |
| Document Number | 0201441073 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 20144/1073 |
| Instrument | 2025075580 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 06, 2019 |
| Property Address | 48 DOWING LN, JACKSON, NJ 08527-3967 |
| Document Number | 0176690372 |
| Book / Page | 017669 / 000372 |
| Instrument Date | Sep 04, 2019 |
| Instrument | 111675 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 DOWING LN JACKSON NJ 085273967, JACKSON, NJ 08527-3967 |
Source: Ocean County and Jackson Township records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,000 (-) Land $116,200 Building $237,800 | $354,000 (-) Land $116,200 Building $237,800 | |
| 2025 | $5,285.00 (-6.51%) | $354,000 (+71.51%) Land $116,200 Building $237,800 | $354,000 (+71.51%) Land $116,200 Building $237,800 |
| 2024 | $5,653.00 (+6.04%) | ||
| 2023 | $206,400 Land $55,000 Building $151,400 | $206,400 Land $55,000 Building $151,400 | |
| 2022 | $5,331.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 1984 · Coastal Storms & Flooding |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 391 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON TWP MUA serves 37,224 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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