48 Donna St, Clearfield, KY 40313 Property Records

Rowan County property record for 48 Donna St, Clearfield, KY 40313

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 2003
Lot Size0.318 acres (13,885 sqft)
Owner2 Individual Names on Record
Tax Bill$255 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Flood ZoneZone AE (high risk)
APN063-00 00 047.06

Property Details

APN / Parcel Number

Primary APN063-00 00 047.06
Alternative APNs
  • 6364
  • 6372
  • 6736

Interior

Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,885 sqft (0.318 acres)

Location & Zoning

Account Number6736
Street Address48 DONNA ST
CityCLEARFIELD
StateKY
Zip40313-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE & LOT#6 PHASE 4 PRETTY VALLEY
Legal SubdivisionPRETTY VALLEY
Legal Phase4
Legal Lot Number6
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2001
Census Tract950302

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 DONNA ST, CLEARFIELD, KY 40313-9723
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 19, 2025
Transfer Doc00D294/650
Record UpdatedJun 8, 2026

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN KY
Recording DateFeb 25, 2025
Property Address48 DONNA ST, CLEARFIELD, KY 40313-9723
Document Number00D294/650
Book / PageD294 / 650
Map ReferenceCAB 1 SL 605
Instrument DateFeb 19, 2025
Instrument2035100
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address48 DONNA ST, CLEARFIELD, KY 40313-9723

Mortgage

Document Number0002035103
DateFeb 25, 2025
Instrument2035103
Lender
NameTHE CITIZENS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 24, 2035

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255.00 (+91.73%) Homeowner's exemption$79,640 (+28.45%) Land $12,500 Building $67,140$79,640 (+28.45%) Land $12,500 Building $67,140
2023$133.00 Homeowner's exemption$62,000 Land $10,000 Building $52,000$62,000 Land $10,000 Building $52,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOREHEAD UTILITY PLANT BOARD
serves 9,052 people · EPA ID KY1030292
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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