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48 Dolphin Ln E, Copiague, NY 11726 Property Records

Suffolk County and Babylon Town property record for 48 Dolphin Ln E, Copiague, NY 11726

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,467 sqft · built 1976
Lot Size0.362 acres (15,759 sqft)
Owner2 Individual Names on Record
Last Sale$1,375,000 (Aug 2024)
Tax Bill$26,718 (2024)
Deeds & MortgagesApr 2026 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472089 185.-2-25

Property Details

APN / Parcel Number

Primary APN472089 185.-2-25
Alternative APNs
  • 0100-185.00-02.00-025.000
  • 208918500000020250000000
  • 472000553410
  • 20222606090
  • 20232606090
  • 20252606090

Interior

Full Baths4 Baths
Building Area3,467 sqft Building Perimeter

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area15,759 sqft (0.362 acres)
Lot Dimensions153 ft deep x 103 ft wide

Location & Zoning

Account Number20252606090
Street Address48 DOLPHIN LN E
CityCOPIAGUE
StateNY
Zip11726-5413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFILED MAP 4944 SEC. 2 LOT 30
Legal Block2
Legal Lot Number25
JurisdictionSUFFOLK NY
Township / Civil DivisionBABYLON
Census Block Group3
Census Block3004
Census Tract123801

Owner

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address682 BERMUDA RD, WEST BABYLON, NY 11704-7416
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 11, 2020Deed of Trust, Mortgage
UNITED MTG
Dec 12, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleDec 12, 2018
Deed Book / Page13260 / 120
Prior Transfer DateJul 29, 2008
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Recording DateApr 13, 2026
Property Address48 DOLPHIN LN E, COPIAGUE, NY 11726-5413
Document Number0237210615
Book / Page23721 / 615
Instrument DateFeb 24, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DOLPHIN LN E, COPIAGUE, NY 11726-5413

Mortgage

Document Number2372000615,
DateApr 13, 2026
Book Page23721/615
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.1%
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address48 DOLPHIN LN E, COPIAGUE, NY 11726-5413
Document Number0231160750
Instrument DateJan 11, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DOLPHIN LN E COPIAGUE NY 117265413, COPIAGUE, NY 11726-5413

Mortgage

Document Number0231160750
DateMar 19, 2020
Book Page023116/000750
Lender
NameUNITED MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
AmountAmount Recorded
Term360 Months
DueMar 18, 2050
Interest
Rate TypeAdjustable Rate
Rate6%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateDec 12, 2018
Property Address48 DOLPHIN LN E, COPIAGUE, NY 11726-5413
Document Number0129920225
Book / Page12992 / 225
Instrument DateOct 25, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBabylon Town
Unified School DistrictCopiague Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,860 (-) Land $1,390 Building $6,470$1,332,203 (+11,255.29%) Land $235,593 Building $1,096,610
2024$26,718.00$11,732 (-1.49%) Land $2,075 Building $9,657
2023$7,860 Land $1,390 Building $6,470$11,909 Land $2,106 Building $9,803

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 281 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies561 units insured
incl. 280 condo units
Nearby Flood Claims691 (1978–2025)
Claims Outside the SFHA191 of 691
Most Recent ClaimDec 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 363 claims
  • Hurricane Irene, Aug 2011 · 62 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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