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48 Division St, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 48 Division St, Schenevus, NY 12155 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,122 sqft · built 1890
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$206,000 (Sep 2022)
Tax Bill$4,444 (2025)
Deeds & MortgagesJan 2026 Transfer
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN363600 230.20-1-44.01

Property Details

APN / Parcel Number

Primary APN363600 230.20-1-44.01
Alternative APN
  • 222111

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,122 sqft Living Area
1st Floor Area1,099 sqft
2nd Floor Area1,023 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area26,136 sqft (0.6 acres)
Lot Width118 ft Width
Garage TypeDetached
Garage Area851 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area386 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number222111
Street Address48 DIVISION ST
CitySCHENEVUS
StateNY
Zip12155-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number44.001
JurisdictionOTSEGO NY
Township / Civil DivisionMARYLAND
Census Block Group2
Census Block2011
Census Tract590701

Owner

Source: Otsego County and Maryland Town records · APN 363600 230.20-1-44.01

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 DIVISION ST, SCHENEVUS, NY 12155-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Quit Claim Deed, Transfer
Quitclaim
Sep 27, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleNov 02, 2010 · Amount on Record
Deed Document Number20225325
Last Transfer DateNov 25, 2025
Transfer Doc0000000056
Record UpdatedSep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateJan 06, 2026
Property Address48 DIVISION ST, SCHENEVUS, NY 12155-3909
Document Number0000000056
Instrument DateNov 25, 2025
Instrument2026-056
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DIVISION ST, SCHENEVUS, NY 12155-3909

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateSep 27, 2022
Property Address48 DIVISION ST, SCHENEVUS, NY 12155-3909
Document Number0000000325
Instrument DateSep 20, 2022
Instrument2022-5325
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 LITTLETON ST, MIDWAY PARK, NC 28544-1715

Mortgage

Document Number0000000326
DateSep 27, 2022
Instrument2022-5326
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionMaryland Town
Unified School DistrictSchenevus Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,444.00 (+2.56%)$138,500 (-) Land $12,300 Building $126,200$195,428 (+10.06%) Land $17,356 Building $178,072
2024$4,333.00$138,500 (-) Land $12,300 Building $126,200$177,564 (+7.69%) Land $15,769 Building $161,795
2023$138,500 Land $12,300 Building $126,200$164,881 Land $14,643 Building $150,238

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775907012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2011, river or lake flooding, Remnants Of Tropical Storm Lee
Flood Events
  • Remnants Of Tropical Storm Lee (Sep 2011), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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