48 Destefano Pl, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 48 Destefano Pl, Amsterdam, NY 12010

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,958 sqft · built 1880
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$314,000 (Dec 2025)
Tax Bill$3,305 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Mar 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN270100 55.15-1-31

Property Details

APN / Parcel Number

Primary APN270100 55.15-1-31
Alternative APNs
  • 010005501500010310000000
  • 0313240

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,958 sqft Living Area
1st Floor Area1,358 sqft
Upper Floors Area600 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions220 ft deep x 100 ft wide
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0313240
Street Address48 DESTEFANO PL
CityAMSTERDAM
StateNY
Zip12010-5625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionRES G L 100 X 220
Legal Block1
Legal Lot Number31.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group1
Census Block1024
Census Tract70200

Owner

48 Destefano Pl is owned by two individuals who bought it in December 2025.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address42 EDSON ST, AMSTERDAM, NY 12010-5239
Owner TypeIndividual
VestingMarried Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Mar 26, 2025Warranty Deed, Transfer
May 22, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2025 · Amount on File
Deed SaleDec 30, 2025 · Amount on File
Deed Document Number20254500
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateDec 30, 2025
Property Address48 DESTEFANO PL, AMSTERDAM, NY 12010-5625
Document Number0000000500
Instrument DateDec 1, 2025
Instrument2025-4500
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 EDSON ST, AMSTERDAM, NY 12010-5239

Mortgage

Document Number0000000501
DateDec 30, 2025
Instrument2025-4501
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term337 Months
DueJan 1, 2054

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateMar 26, 2025
Property Address48 DESTEFANO PL, AMSTERDAM, NY 12010-5625
Document Number0000000059
Instrument DateMar 24, 2025
Instrument2025-959
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DESTEFANO PL, AMSTERDAM, NY 12010-5625

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY NY
Recording DateMay 22, 2018
Property Address48 DESTEFANO PL, AMSTERDAM, NY 12010-5625
Document Number0000078146
Instrument DateMay 3, 2018
Instrument78146
Transaction TypeTransfer
Record UpdatedJul 2, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 DESTEFANO PL AMSTERDAM NY 120105625, AMSTERDAM, NY 12010-5625

Tax Assessment & Valuation

The 2026 property tax bill for 48 Destefano Pl was $3,305, up 139.5% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,305.00 (+139.49%)
2025$1,380.00$66,000 (-) Land $21,200 Building $44,800$194,118 (+14.71%) Land $62,353 Building $131,765
2024Homeowner's exemption Senior Citizen's exemption$66,000 (-) Land $21,200 Building $44,800$169,231 (+10.26%) Land $54,359 Building $114,872
2023$66,000 Land $21,200 Building $44,800$153,488 Land $49,302 Building $104,186

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Destefano Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Destefano Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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