48 Deshields Ln, Stafford, VA 22556 Property Records

Stafford County property record for 48 Deshields Ln, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,192 sqft · built 2004
Lot Size	2 acres (87,512 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jan 2015)
Tax Bill	$7,103 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26N`

Property Details

APN / Parcel Number

Primary APN	`19-26N`
Alternative APNs	`019 26N` `3332`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	6,192 sqft Living Area
Gross Area	7,201 sqft
Basement Area	2,229 sqft
Finished Basement	1,800 sqft
Unfinished Basement	429 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,512 sqft (2 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3332
Street Address	48 DESHIELDS LN
City	STAFFORD
State	VA
Zip	22556-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 4A 2.009 AC WALTER M DESHIELDS
Legal Subdivision	DESHIELDS
Legal Block	2
Legal Lot Number	4A
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2004
Census Tract	10205

Owner

48 Deshields Ln is owned by two individuals who bought it in January 2015.

Source: Stafford County records, as of August 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 444, GARRISONVILLE, VA 22463-0444
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2015 · Amount on File
Deed Sale	Jan 14, 2015 · Amount on File
Prior Sale	Dec 2, 2014 · Amount on File
Deed Book / Page	1500 / 709
Prior Transfer Date	May 9, 2014
Prior Transfer Doc	140006637
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	48 DESHIELDS LN, STAFFORD, VA 22556-1858
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220007697
Date	Apr 6, 2022
Instrument	220007697

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 10, 2062

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	48 DESHIELDS LN, STAFFORD, VA 22556-1858
Document Number	200025161
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DESHIELDS LN STAFFORD VA 225561858, STAFFORD, VA 22556-1858

Mortgage

Document Number	200025161
Date	Sep 29, 2020
Instrument	25161

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2035

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	48 DESHIELDS LN, STAFFORD, VA 22556-1858
Document Number	190011759
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DESHIELDS LN STAFFORD VA 225561858, STAFFORD, VA 22556-1858

Mortgage

Document Number	190011759
Date	Jul 19, 2019
Instrument	11759

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 18, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48 Deshields Ln was $7,103, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,103.00 (+3.32%)	$758,300 Land $130,000 Building $628,300	$758,300 Land $130,000 Building $628,300
2024	$6,875.00 (+5.72%)
2023	$6,503.00	$688,200 Land $110,000 Building $578,200	$688,200 Land $110,000 Building $578,200
2021	$5,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Deshields Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2008–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Deshields Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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