48 Denise Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 48 Denise Dr, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,469 sqft · built 1969
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2026)
Tax Bill	$6,323 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-0574000`

Property Details

APN / Parcel Number

Primary APN	`042-0574000`
Alternative APNs	`30891250600008010000` `143089 125.06-8-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,469 sqft Living Area
1st Floor Area	1,089 sqft
Basement Area	380 sqft
Finished Basement	380 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042-0574000
Street Address	48 DENISE DR
City	BUFFALO
State	NY
Zip	14227-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2248 SL 86
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	8
Legal Lot Number	10.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2014
Census Tract	10809

Owner

48 Denise Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 DENISE DR, BUFFALO, NY 14227-3106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Deed Document Number	20262026108103
Deed Book / Page	11462 / 950
Record Updated	Oct 29, 2026

June 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Jun 12, 2026
Property Address	48 DENISE DR, BUFFALO, NY 14227-3106
Document Number	0000108103
Book / Page	11462 / 950
Instrument Date	Jun 1, 2026
Instrument	2026108103
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DENISE DR, BUFFALO, NY 14227-3106

Mortgage

Date	Jun 12, 2026

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 48 Denise Dr was $6,323 with a homeowner's exemption, up 1.5% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,323.00 (+1.46%) Homeowner's exemption
2025	$6,232.00 (+4.92%)	$194,000 (-) Land $16,700 Building $177,300	$258,667 (+6.67%) Land $22,267 Building $236,400
2024	$5,940.00 Homeowner's exemption	$194,000 (-) Land $16,700 Building $177,300	$242,500 (+13.75%) Land $20,875 Building $221,625
2023	Homeowner's exemption	$194,000 Land $16,700 Building $177,300	$213,187 Land $18,352 Building $194,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Denise Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Denise Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20