Somerset County and Bernards Township property record for 48 Deer Ridge Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,508 sqft · built 1960 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,365,000 (Jun 2022) |
| Tax Bill | $21,603 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11003-0000-00016 |
| Primary APN | 02-11003-0000-00016 |
|---|---|
| Alternative APN |
|
| Total Rooms | 7 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,508 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 131,116 sqft |
| Garage Type | Attached |
| Old Parcel Number | 0200189000000028 |
|---|---|
| Street Address | 48 DEER RIDGE RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | DEER RDG DEV SEC 1 |
| Legal Block | 11003 |
| Legal Lot Number | 16 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 52604 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 23, 2022 | Bargain and Sale Deed, Transfer SIMPLICITY TITLE LLC |
| Jun 3, 2021 | Deed, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Jun 3, 2021 · Amount on Record |
| Deed Document Number | 202228323 |
| Deed Book / Page | 7453 / 522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 48 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043638 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 7476/2827 |
| Instrument | 2022043638 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 23, 2022 |
| Property Address | 48 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3401 |
| Document Number | 0000028323 |
| Book / Page | 7453 / 522 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022028323 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,991.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3308 ROUTE 940104, 3308, MOUNT POCONO, PA 18344 |
| Name | Verified Name |
|---|---|
| Address | 48 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3401 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 3, 2021 |
| Property Address | 48 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3401 |
| Document Number | 0000034776 |
| Book / Page | 7349 / 2180 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021034776 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | MAIN TITLE AGENCY, MADISON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 8TH AVE, 461, SEASIDE HEIGHTS, NJ 08751-1313 |
| Name | Verified Name |
|---|---|
| Address | 48 DEER RIDGE RD, BASKING RIDGE, NJ 07920-3401 |
| Document Number | 0000034777 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021034777 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,338,900 (+4.62%) Land $480,200 Building $858,700 | $1,338,900 (+4.62%) Land $480,200 Building $858,700 | |
| 2025 | $21,603.00 (+2.7%) | $1,279,800 (+12.04%) Land $460,200 Building $819,600 | $1,279,800 (+12.04%) Land $460,200 Building $819,600 |
| 2024 | $21,036.00 (+10.29%) | ||
| 2023 | $1,142,300 Land $420,200 Building $722,100 | $1,142,300 Land $420,200 Building $722,100 | |
| 2022 | $19,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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