48 Decorie Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 48 Decorie Dr, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,116 sqft · built 1965
Lot Size0.71 acres (30,937 sqft)
Owner2 Individual Names on Record
Last Sale$306,000 (Jul 2019)
Tax Bill$7,336 (2026)
Deeds & MortgagesMay 2020 Refinance
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMAP 76

Property Details

APN / Parcel Number

Primary APNMAP 76
Alternative APN
  • WILB M:3350 B:48 L:1474

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,116 sqft Living Area
Gross Area3,986 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area30,937 sqft (0.71 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberMAP 76
Street Address48 DECORIE DR
CityWILBRAHAM
StateMA
Zip01095-1556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR26
Legal Block48
Legal Lot Number1474
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group2
Census Block2007
Census Tract813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 DECORIE DR, WILBRAHAM, MA 01095-1556
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
EMBRACE HOME LOANS INC
Jul 9, 2019Quit Claim Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS
May 8, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2019 · Amount on Record
Deed SaleJul 9, 2019 · Amount on Record
Prior SaleOct 30, 2003 · Amount on Record
Deed Document Number201937350
Deed Book / Page22746 / 441
Prior Transfer DateJul 2, 2019
Prior Transfer Doc22746-441
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address48 DECORIE DR, WILBRAHAM, MA 01095-1556
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23209-408
DateMay 15, 2020
Book Page23209/408
Instrument24440
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILBRAHAM MA
Recording DateJul 9, 2019
Property Address48 DECORIE DR, WILBRAHAM, MA 01095-1556
Document Number22746-441
Book / Page022746 / 000441
Instrument DateJul 2, 2019
Instrument37350
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,422.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address17 PEASE RD EAST LONGMEADOW MA 010283137, EAST LONGMEADOW, MA 01028-3137

Mortgage

Document Number22746-443
DateJul 9, 2019
Book Page022746/000443
Instrument37351
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address48 DECORIE DR, WILBRAHAM, MA 01095-1556
Document Number22170-541
Instrument DateMay 8, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address48 DECORIE DR WILBRAHAM MA 010951556, WILBRAHAM, MA 01095-1556

Mortgage

Document Number22170-541
DateMay 14, 2018
Book Page022170/000541
Instrument25974
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2048

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,336.00 (+2.67%)$420,400 (+5.21%) Land $102,400 Building $318,000$476,720 (+9.11%)
2025$7,145.00 (-1.09%)$399,600 (+2.33%) Land $102,400 Building $297,200$436,905 (-0.99%)
2024$7,224.00 (+8.14%)$390,500 (+9.32%) Land $102,400 Building $288,100$441,275
2023$6,680.00$357,200 Land $102,400 Building $254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people · EPA ID MA1339000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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