48 Debra Dr, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 48 Debra Dr, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,088 sqft · built 1958
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$258,000 (Oct 2022)
Tax Bill$3,919 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN610-00038

Property Details

APN / Parcel Number

Primary APN610-00038
Alternative APN
  • CHIC M:0610 P:00038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,088 sqft Living Area
Gross Area2,176 sqft
1st Floor Area1,088 sqft
Basement Area326 sqft
Unfinished Basement326 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,600 sqft (0.22 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number610-00038
Street Address48 DEBRA DR
CityCHICOPEE
StateMA
Zip01020-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1000
Census Tract811301

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 DEBRA DR, CHICOPEE, MA 01020-2251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Deed Document Number202264691
Deed Book / Page24787 / 17
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateOct 31, 2022
Property Address48 DEBRA DR, CHICOPEE, MA 01020-2251
Document Number0024787-17
Book / Page24787 / 17
Instrument DateOct 31, 2022
Instrument64691
Transaction TypeTransfer
Record UpdatedNov 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 HONEYSUCKLE DR # 52, 52, CHICOPEE, MA 01022-1150

Mortgage

Document Number0000064692
DateOct 31, 2022
Instrument64692
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.13%
Type Change DateNov 1, 2029
Max Rate At Change2.75%
IndexOther

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,919.00 (+5.32%)$258,500 (+2.54%) Land $108,600 Building $149,900$299,725
2024$3,721.00 (+7.64%)$252,100 (+10.47%) Land $106,500 Building $145,600
2023$3,457.00$228,200 Land $96,800 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossroads Fiber
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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