48 David Dr, Middletown, CT 06457 Property Records

Middletown City property record for 48 David Dr, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 1996
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Sep 2022)
Tax Bill	$10,352 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:38 L:0222`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:38 L:0222`
Alternative APN	`R13631`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,673 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R13631
Street Address	48 DAVID DR
City	MIDDLETOWN
State	CT
Zip	06457-5193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	222
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3014
Census Tract	680200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 DAVID DR, MIDDLETOWN, CT 06457-5193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Jul 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Book / Page	2055 / 369
Transfer Doc	1748-942
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 12, 2022
Property Address	48 DAVID DR, MIDDLETOWN, CT 06457-5193
Document Number	002055-369
Book / Page	2055 / 369
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3727070010
Date	Sep 12, 2022
Instrument	3727070010

Lender

Name	SERVION INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 14, 2020
Property Address	48 DAVID DR, MIDDLETOWN, CT 06457-5193
Document Number	1973-643
Book / Page	1973 / 643
Instrument Date	Jun 29, 2020
Instrument	3540300002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3540310014
Date	Jul 14, 2020
Instrument	3540310014

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Jul 1, 2035
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,352.00 (+4.32%)	$268,120 (-) Land $61,390 Building $206,730	$499,952 (+166.38%)
2025		$268,120 (-) Land $61,390 Building $206,730	$187,684 Land $42,973 Building $144,711
2024	$9,923.00 (+4.52%)	$268,120 (-) Land $61,390 Building $206,730
2023	$9,494.00 (+13.93%)	$268,120 (+32.75%) Land $61,390 Building $206,730
2022	$8,333.00	$201,980 Land $45,470 Building $156,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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