48 Daryl Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 48 Daryl Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,022 sqft · built 1968
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,170 (Aug 2003)
Tax Bill	$10,920 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19M-53-0590`

Property Details

APN / Parcel Number

Primary APN	`19M-53-0590`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,022 sqft Living Area
Gross Area	3,574 sqft
1st Floor Area	1,457 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	221 ft deep x 188 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	237 sqft
Patio Area	237 sqft
Balcony Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 DARYL LN
City	SAINT LOUIS
State	MO
Zip	63124-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	DARYL ESTATES LOTS 7 & 8 RESUB (AKA DARYL LANE) LOT A
Legal Subdivision	DARYL ESTATES LOTS 7 & 8 RESUB (AKA
Legal Lot Number	7,8,A
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1006
Census Tract	215400

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 DARYL LN, SAINT LOUIS, MO 63124-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2003 · Amount on Record
Deed Sale	Aug 11, 2003 · Amount on Record
Prior Sale	Oct 7, 1998 · Amount on Record
Deed Document Number	20031186
Deed Book / Page	15172 / 2085
Prior Transfer Date	Aug 31, 1998
Prior Transfer Doc	0000000541
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	48 DARYL LN, SAINT LOUIS, MO 63124-1241
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DARYL LN, SAINT LOUIS, MO 63124-1241

Mortgage

Document Number	0253422400
Date	Jan 26, 2022
Book Page	25342/2400
Instrument	2022012600410

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,170 (-) Land $141,280 Building $26,890	$885,100 (-) Land $743,600 Building $141,500
2025	$10,920.00 (+6.17%)	$168,170 (+10.35%) Land $141,280 Building $26,890	$885,100 (+10.35%) Land $743,600 Building $141,500
2024	$10,285.00 (+0.19%)
2023	$10,266.00	$152,400 Land $99,370 Building $53,030	$802,100 Land $523,000 Building $279,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	107 (1978–2022)
Claims Outside the SFHA	30 of 107
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 15 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 17 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20