48 Cuthbert St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 48 Cuthbert St, Schenectady, NY 12302 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleBungalow
Year BuiltBuilt 1925
Square Footage960 sqft Living Area
Lot Size4,400 sqft (0.101 acres)
GarageDetached, 216 sqft
Tax Bill$5,363.00 (2025)

Property Details

APN / Parcel Number

Primary APN422201 29.76-3-4
Alternative APNs
  • 220102907600030040000000
  • A02403

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,400 sqft (0.101 acres)
Depth X Width110 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area216 sqft Garage
Porch Area160 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account NumberA02403
Street Address48 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2900
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSCHDY OPERATING CO L138 HLG
Legal Block3
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionGLENVILLE
Census Blockgroup2
Census Block2020
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 29.76-3-4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10 COURTNEY DR, DELANSON, NY 12053-3550
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
SUNMARK FCU
Jun 07, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address48 CUTHBERT ST, SCHENECTADY, NY 12302-2900
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 UNION ST, SCHENECTADY, NY 12305-1701

Mortgage

Document Number0000033990
DateJun 12, 2023
Book Page5309/362
Instrument202333990
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueMay 15, 2033
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 07, 2021
Property Address48 CUTHBERT ST, SCHENECTADY, NY 12302-2900
Document Number0000026285
Book / Page2060 / 206
Instrument DateMay 27, 2021
Instrument202126285
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1739 ALTAMONT AVE, 1739, SCHENECTADY, NY 12303-2105

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 COURTNEY DR, DELANSON, NY 12053-3550

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,363.00$105,200 (-) Land $18,000 Building $87,200$191,273 (+23.64%) Land $32,727 Building $158,546
2023$105,200 Land $18,000 Building $87,200$154,706 Land $26,471 Building $128,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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