48 Cumberland Way, Sumter, SC 29150 Property Records

Sumter County property record for 48 Cumberland Way, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,244 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,500 (Feb 2021)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-02-02-067`

Property Details

APN / Parcel Number

Primary APN	`228-02-02-067`
Alternative APN	`39853`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	2,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Wood
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered/Finished Porch
Patio Area	144 sqft
Utility Building	75 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39853
Street Address	46 CUMBERLAND WAY
City	SUMTER
State	SC
Zip	29150-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PB93-452 0.37AC PB93-1241
Legal Subdivision	PATRIOT PARK SUBDIVISION
Legal Lot Number	3
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2026
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Mason, Charles T., House listed 1997 · 3 contributing resources · NRIS 97000745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sumter County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CUMBERLAND WAY, SUMTER, SC 29150-4180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	2021
Deed Book / Page	1280 / 5740
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	48 CUMBERLAND WAY # 46, 46, SUMTER, SC 29150-4180
Document Number	0012784153
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CUMBERLAND WAY SUMTER SC 291504180, SUMTER, SC 29150-4180

Mortgage

Document Number	0012784153
Date	Dec 30, 2020
Book Page	001278/004153

Lender

Name	BANK OF CLARENDON
Type	Bank
Address	MANNING, SC 29102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 (+4.11%)	$10,020 (+0.1%) Land $1,600 Building $8,420	$201,924 (-) Land $32,000 Building $169,924
2023		$10,010 (-) Land $1,600 Building $8,410	$201,924 (-) Land $32,000 Building $169,924
2022	$2,995.00	$10,010 Land $1,600 Building $8,410	$201,924 Land $32,000 Building $169,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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