Worcester County and Winchendon Town property record for 48 Cross St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 948 sqft · built 1900 |
| Lot Size | 0.205 acres (8,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Oct 2018) |
| Tax Bill | $2,295 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| APN | WINC M:5C3 B:0 L:104 |
| Primary APN | WINC M:5C3 B:0 L:104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 948 sqft Living Area |
| Gross Area | 1,935 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,925 sqft (0.205 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 48 CROSS ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 104 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 701102 |
48 Cross St is owned and occupied by an individual who bought it in October 2018.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 CROSS ST, WINCHENDON, MA 01475-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on File |
| Deed Sale | Oct 2, 2018 · Amount on File |
| Prior Sale | Jun 28, 2010 · Amount on File |
| Deed Book / Page | 59494 / 249 |
| Transfer Doc | 059494-249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 48 CROSS ST, WINCHENDON, MA 01475-1714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00065263-1 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 65263/1 |
| Instrument | 73695 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 48 Cross St was $2,295, up 2.6% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 (+2.64%) | $195,300 (+9.53%) Land $31,500 Building $163,800 | $260,585 (+4.18%) |
| 2024 | $2,236.00 (-4.2%) | $178,300 (+2.35%) Land $30,200 Building $148,100 | $250,135 |
| 2023 | $2,334.00 | $174,200 Land $29,500 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 48 Cross St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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