48 Crest Dr, Mystic, CT 06355 Property Records

Groton Town property record for 48 Crest Dr, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2020)
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260908982676`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260908982676`
Alternative APNs	`260908982676` `139111000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	260908982676
Street Address	48 CREST DR
City	MYSTIC
State	CT
Zip	06355-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-20
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2019
Census Tract	702100

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 CREST DR, MYSTIC, CT 06355-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHELSEA GROTON BANK
Oct 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	20205027130003
Deed Book / Page	1240 / 246
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Recording Date	Jul 16, 2026
Property Address	48 CREST DR, MYSTIC, CT 06355-1346
Document Number	5365120007
Book / Page	1340 / 1197
Instrument Date	Jun 18, 2026
Instrument	20265365120007
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CREST DR, MYSTIC, CT 06355-1346

Mortgage

Document Number	5365120007,
Date	Jul 16, 2026
Book Page	1340/1197
Instrument	20265365120007

Lender

Name	CHELSEA GROTON BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Oct 19, 2020
Property Address	48 CREST DR, MYSTIC, CT 06355-1346
Document Number	1240-246
Book / Page	1240 / 246
Instrument Date	Oct 7, 2020
Instrument	5027130003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CREST DR, MYSTIC, CT 06355-1346

Mortgage

Document Number	5027140013
Date	Oct 19, 2020
Instrument	5027140013

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,603.00	$168,560 (-) Land $79,184 Building $89,376	$117,992 Land $55,429 Building $62,563
2024	$4,603.00 (+11.32%)
2023	$4,135.00 (+0.76%)	$168,560 (-) Land $40,880 Building $127,680
2022	$4,104.00	$168,560 Land $40,880 Building $127,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crest Dr

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