Martin County property record for 48 Creekside Dr, Inez, KY 41224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,307 sqft · built 1987 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Nov 2021) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-00-00-154.00 |
| Primary APN | 029-00-00-154.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,307 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 759 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|
| Street Address | 48 CREEKSIDE DR |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224-8758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 ACRES & IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950201 |
Source: Martin County records · APN 029-00-00-154.00
Assessment roll updated February 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 CREEKSIDE DR, INEZ, KY 41224-8758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORP |
| Nov 10, 2021 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on Record |
| Deed Sale | Nov 10, 2021 · Amount on Record |
| Prior Sale | Feb 11, 2009 · Amount on Record |
| Deed Document Number | 202195306 |
| Deed Book / Page | 204 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 48 CREEKSIDE DR, INEZ, KY 41224-8758 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000M155/82 |
|---|---|
| Date | May 30, 2019 |
| Book Page | M155/82 |
| Instrument | 91887 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Nov 10, 2021 |
| Property Address | 48 CREEKSIDE DR, INEZ, KY 41224-8758 |
| Document Number | 00D204/444 |
| Book / Page | D204 / 444 |
| Map Reference | DB 170 PG 553 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 95306 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | STERLING TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 CREEKSIDE DR, INEZ, KY 41224-8758 |
| Document Number | 00M161/656 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | M161/656 |
| Instrument | 95308 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Martin County records · Assessment roll updated February 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,801.00 (+0.65%) | $198,000 (-) Land $20,000 Building $178,000 | $198,000 (-) Land $20,000 Building $178,000 |
| 2023 | $2,783.00 | $198,000 Land $50,000 Building $148,000 | $198,000 Land $50,000 Building $148,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 20 (2004–2025) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 79% of the US · above 92% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 39 locations within half a mile of this property.
No cell data coverage reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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