48 Cowing St, Depew, NY 14043 Property Records

Erie County and Lancaster Town property record for 48 Cowing St, Depew, NY 14043

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,800 sqft · built 1900
Lot Size	0.084 acres (3,660 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2026)
Tax Bill	$4,209 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-17-22`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-17-22`
Alternative APN	`52031041500017022000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,800 sqft Total Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,660 sqft (0.084 acres)
Lot Dimensions	122 ft deep x 30 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 COWING ST
City	DEPEW
State	NY
Zip	14043-3522
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SC10 490 21 PT 14 30 X 122
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	17
Legal Lot Number	22.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1016
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1341 W MOCKINGBIRD LN, DALLAS, TX 75247-6913
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage KINGS MORTGAGE SERVICES INC
Jan 22, 2026	Affidavit, Transfer
Mar 3, 2023	Executor's Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	202613083
Deed Book / Page	11456 / 2884
Prior Transfer Date	Oct 22, 2025
Prior Transfer Doc	0114562888
Record Updated	Oct 29, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ERIE NY
Recording Date	Jan 22, 2026
Property Address	48 COWING ST, DEPEW, NY 14043-3522
Document Number	0114562884
Book / Page	11456 / 2884
Instrument Date	Oct 23, 2025
Instrument	2026013083
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3611 BULLIS RD, ELMA, NY 14059-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 W MOCKINGBIRD LN, DALLAS, TX 75247-6913

Mortgage

Document Number	0141881221
Date	Jan 22, 2026
Instrument	14188/1221

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

January 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ERIE NY
Recording Date	Jan 22, 2026
Property Address	48 COWING ST, DEPEW, NY 14043-3522
Document Number	0114562888
Book / Page	11456 / 2888
Instrument Date	Oct 22, 2025
Instrument	2026013084
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Mar 3, 2023
Property Address	48 COWING ST, DEPEW, NY 14043-3522
Document Number	0114146721
Book / Page	11414 / 6721
Instrument Date	Mar 2, 2023
Instrument	2023037977
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5044 LOCKPORT JUNCTION RD, LOCKPORT, NY 14094-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 BULLIS RD, ELMA, NY 14059-9748

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,209.00 (+142.73%)
2025	$1,734.00 (-56.94%)	$106,000 (-) Land $12,600 Building $93,400	$165,625 (+12.52%) Land $19,687 Building $145,938
2024	$4,027.00	$106,000 (-) Land $12,600 Building $93,400	$147,200 (+4.18%) Land $17,497 Building $129,703
2023		$106,000 (-) Land $12,600 Building $93,400	$141,300 (+16.01%) Land $16,796 Building $124,504
2022		$106,000 Land $12,600 Building $93,400	$121,800 Land $14,478 Building $107,322

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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