48 Covington Rd, Buffalo, NY 14216 Property Records

Erie County and Buffalo City property record for 48 Covington Rd, Buffalo, NY 14216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,680 sqft · built 1930
Lot Size	0.12 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Jul 1999)
Tax Bill	$994 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`140200 78.60-1-7`

Property Details

APN / Parcel Number

Primary APN	`140200 78.60-1-7`
Alternative APNs	`02000786000001007000` `06275400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,200 sqft (0.12 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06275400
Street Address	48 COVINGTON RD
City	BUFFALO
State	NY
Zip	14216-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-4-30
Legal Description	24O. S PARKSIDE
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3007
Census Tract	4500

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 COVINGTON RD, BUFFALO, NY 14216-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2020	Loan Modification, Mortgage · Conventional Mortgage PRETIUM MTG ACQUISITION TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 1999 · Amount on Record
Deed Sale	Jul 9, 1999 · Amount on Record
Deed Book / Page	10954 / 1077
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	48 COVINGTON RD, BUFFALO, NY 14216-2102
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 COVINGTON RD, BUFFALO, NY 14216-2102

Mortgage

Document Number	0140448189
Date	Mar 17, 2022
Book Page	14044/8189
Instrument	2022054243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	48 COVINGTON RD, BUFFALO, NY 14216-2102
Document Number	0139514895
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 COVINGTON RD BUFFALO NY 142162102, BUFFALO, NY 14216-2102

Mortgage

Document Number	0139514895
Date	Aug 17, 2020
Book Page	013951/004895

Lender

Name	PRETIUM MTG ACQUISITION TR
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$994.00 (-67.1%) Veteran's exemption
2025	$3,021.00 (+4.57%)	$351,000 (+71.22%) Land $62,000 Building $289,000	$351,000 (+5.3%) Land $62,000 Building $289,000
2024	$2,889.00 (+206.36%) Veteran's exemption	$205,000 (-) Land $40,000 Building $165,000	$333,333 (+13.82%) Land $65,041 Building $268,292
2023	$943.00 Veteran's exemption	$205,000 Land $40,000 Building $165,000	$292,857 Land $57,143 Building $235,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile.

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