Clay County property record for 48 Cove St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,159 sqft · built 1980 |
| Lot Size | 0.27 acres (11,777 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $225 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083B311E 0390000 |
| Primary APN | 083B311E 0390000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,159 sqft Finished Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 11,777 sqft |
| Patio Area | 100 sqft |
| Utility Building | 160 sqft |
| Street Address | 48 COVE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL SUB LOT 9 DB 240/630 & 289/345 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 11 |
| Legal Subdivision | SPRING HILL SUB |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 COVE ST, WEST POINT, MS 39773-7548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 48 COVE ST, WEST POINT, MS 39773-7548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 511/972 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 511/972 |
| Instrument | 2019000832 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225.00 (-59.68%) Additional exemption filed | $6,066 (-) Land $750 Building $5,316 | $60,663 (-) Land $7,500 Building $53,163 |
| 2024 | $6,066 (+18.08%) Land $750 Building $5,316 | $60,663 (+18.09%) Land $7,500 Building $53,163 | |
| 2023 | $558.00 (+0.18%) Additional exemption filed | $5,137 Land $750 Building $4,387 | $51,369 Land $7,500 Building $43,869 |
| 2022 | $557.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1979–1991) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 1991 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN TRIANGLE WATER ASSN #1 public/private · serves 2,033 people · EPA ID MS0130018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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