48 Cottage Dr, Murrells Inlet, SC 29576 Property Records

Georgetown County property record for 48 Cottage Dr, Murrells Inlet, SC 29576

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,544 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Jun 2015)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-0118-090-05-59`

Property Details

APN / Parcel Number

Primary APN	`41-0118-090-05-59`
Alternative APNs	`4101180090.05.59` `65901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,544 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,134 sqft
2nd Floor Area	1,410 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	460 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	65901
Street Address	48 COTTAGE DR
City	MURRELLS INLET
State	SC
Zip	29576-7877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 PH 3 CREEKSIDE COTTAGES SLD 610-7
Legal Phase	3
Legal Lot Number	59
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	2
Census Block	2046
Census Tract	920510

Owner

48 Cottage Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Georgetown County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 COTTAGE DR, MURRELLS INLET, SC 29576-7877
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Prior Sale	Apr 26, 2013 · Amount on File
Deed Document Number	20156134
Deed Book / Page	2601 / 249
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	48 COTTAGE DR, MURRELLS INLET, SC 29576-7877
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03754/0078
Date	Apr 27, 2020
Book Page	3754/78
Instrument	202000004102

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cottage Dr was $2,172.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00	$16,118 Land $4,681 Building $11,437	$602,600 Land $175,000 Building $427,600
2023	$1,917.00 (+12.63%)	$14,020 (-) Land $3,600 Building $10,420	$350,400 (-) Land $90,000 Building $260,400
2022	$1,702.00	$14,020 Land $3,600 Building $10,420	$350,400 Land $90,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cottage Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cottage Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20