48 Cornerstone Dr, Calera, AL 35040 Property Records

Shelby County property record for 48 Cornerstone Dr, Calera, AL 35040

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,943 sqft · built 2023
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on File
Last Sale	$612,500 (Sep 2026)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`294170000009005`

Property Details

APN / Parcel Number

Primary APN	`294170000009005`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,943 sqft Heated Area
1st Floor Area	1,943 sqft
Basement Area	1,173 sqft
Finished Basement	750 sqft
Unfinished Basement	652 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)
Lot Dimensions	483 ft deep x 398 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 CORNERSTONE DR
City	CALERA
State	AL
Zip	35040-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 17 22S 01W NBRHD: 03 LAKE WOOD ESTATES R-2
Legal Range	01W
Legal Township	22S
Legal Section	17
Legal Subdivision	LAKE WOOD ESTATES SUBDIVISION
Legal Lot Number	1
Jurisdiction	SHELBY AL
Township / Civil Division	CALERA
Census Block Group	2
Census Block	2069
Census Tract	30502

Owner

48 Cornerstone Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Shelby County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 CORNERSTONE DR, CALERA, AL 35040-3221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY MORTGAGE CORPORATION
Feb 21, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Jul 15, 2021	Warranty Deed, Transfer · Construction Mortgage SERVISFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	2026315980
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 30, 2026
Property Address	48 CORNERSTONE DR, CALERA, AL 35040-3221
Document Number	0000315980
Instrument Date	Sep 25, 2026
Instrument	2026315980
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,862.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CORNERSTONE DR, CALERA, AL 35040-3221

Mortgage

Document Number	0000315990,
Date	Sep 30, 2026
Instrument	2026315990

Lender

Name	LIBERTY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 21, 2023
Property Address	48 CORNERSTONE DR, CALERA, AL 35040-3221
Document Number	0000046900
Map Reference	MB 37 PG 99
Instrument Date	Feb 16, 2023
Instrument	20230221000046900
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 APPLEGATE CT, PELHAM, AL 35124-2943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CORNERSTONE DR, CALERA, AL 35040-3221

Mortgage

Document Number	0000046910
Date	Feb 21, 2023
Instrument	20230221000046910

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 15, 2021
Property Address	48 CORNERSTONE DR, CALERA, AL 35040-3221
Document Number	0000343610
Map Reference	MB 37 PG 99
Instrument Date	Jul 14, 2021
Instrument	20210715000343610
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5262 HIGHWAY 70, CALERA, AL 35040-5586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 APPLEGATE CT, PELHAM, AL 35124-2943
Investor	Possibly a Property Investor

Mortgage

Document Number	0000362250
Date	Jul 27, 2021
Instrument	20210727000362250

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	35200

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cornerstone Dr was $3,137 with a homeowner's exemption.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Calera City
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00	$58,100	$580,970 Land $122,670 Building $458,300
2023	$2,982.00	$55,240	$552,370 Land $85,870 Building $466,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cornerstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cornerstone Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALERA, THE WWB OF TE serves 26,982 people · EPA ID AL0001150
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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