Bristol Town property record for 48 Constitution St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,370 sqft · built 1900 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jan 2026) |
| Tax Bill | $11,978 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0071-56 |
| Primary APN | 50-0071-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 13,329 sqft (0.306 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Account Number | 920 |
|---|---|
| Street Address | 48 CONSTITUTION ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Lot Number | 11 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30800 |
Source: Bristol Town records · APN 50-0071-56
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 CONSTITUTION ST, BRISTOL, RI 02809-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MECHANICS COOPERATIVE BANK |
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTREVILLE BANK |
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CENTREVILLE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2020 · Amount on Record |
| Deed Book / Page | 2307 / 175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 48 CONSTITUTION ST, BRISTOL, RI 02809-2121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002196-294 |
|---|---|
| Date | Dec 07, 2022 |
| Book Page | 2196/294 |
| Instrument | 3588 |
| Name | MECHANICS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 48 CONSTITUTION ST, BRISTOL, RI 02809-2121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002314-248 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 2314/248 |
| Instrument | 2026-586 |
| Name | CENTREVILLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Jan 14, 2026 |
| Property Address | 48 CONSTITUTION ST, BRISTOL, RI 02809-2121 |
| Document Number | 002307-175 |
| Book / Page | 2307 / 175 |
| Instrument Date | Jan 13, 2025 |
| Instrument | 2026-69 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 CONSTITUTION ST, BRISTOL, RI 02809-2121 |
| Document Number | 0000202670 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026-70 |
| Name | CENTREVILLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Feb 01, 2033 |
| Index | 1-Year CMT |
Source: Bristol Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,978.00 (+19.35%) | $1,128,900 (+50.28%) Land $323,900 Building $805,000 |
| 2023 | $10,036.00 (+2.76%) | $751,200 (-) Land $269,900 Building $481,300 |
| 2022 | $9,766.00 | $751,200 Land $269,900 Building $481,300 |
Source: FEMA National Flood Hazard Layer, County delivery 44001C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440010308002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 units insured incl. 28 condo units |
| Nearby Flood Claims | 49 (1979–2018) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| WH i3B Bidco LLC/WH i3B Topco Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system RI1647515, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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