48 Conrad Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 48 Conrad Ln, Kalispell, MT 59901 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,164 sqft · built 2019
Lot Size	3.36 acres (146,797 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,796 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R841104`

Property Details

APN / Parcel Number

Primary APN	`R841104`
Alternative APNs	`07-3966-09-3-02-49-0000` `0000015622`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,164 sqft Living Area
1st Floor Area	2,260 sqft
Attic Area	904 sqft
Fireplace	Prefabricated

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	146,797 sqft (3.36 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	340 sqft
Deck Area	340 sqft
Lean-To	240 sqft
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000015622
Street Address	48 CONRAD LN
City	KALISPELL
State	MT
Zip	59901-4677
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S09, T28 N, R21 W, ACRES 3.37, COS 20860-1, TR 2AD & TR 2IG IN SW4, ASSR# 0000015622
Legal Range	21W
Legal Township	28N
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CERTIFICATE/SURV 20860 1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2038
Census Tract	1202

Owner

Source: Flathead County records · APN R841104

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 CONRAD LN, KALISPELL, MT 59901-4677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 02, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jul 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jul 13, 2026
Property Address	48 CONRAD LN, KALISPELL, MT 59901-4677
Document Number	0000014079
Instrument Date	Jul 07, 2026
Instrument	202614079
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	48 CONRAD LN, KALISPELL, MT 59901-4677

Mortgage

Document Number	0000014079,
Date	Jul 13, 2026
Instrument	202614079

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	48 CONRAD LN, KALISPELL, MT 59901-4677
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006084
Date	Apr 02, 2019
Instrument	201900006084

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	48 CONRAD LN, KALISPELL, MT 59901-4677
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018394
Date	Jul 06, 2020
Instrument	202000018394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,796.00	$793,900	$793,900 Land $174,896 Building $619,004

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290012022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 2% of Montana
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Larkin	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Richon	Fixed Wireless (unlicensed)	100 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: MontanaSky Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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