48 Concord St, Hamden, CT 06514 Property Records

Hamden Town property record for 48 Concord St, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1925
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (Mar 2015)
Tax Bill	$9,544 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2326 B:285 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2326 B:285 L:00-0000`
Alternative APN	`M:2326 B:285 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	324 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 CONCORD ST
City	HAMDEN
State	CT
Zip	06514-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	285
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3004
Census Tract	165600

Owner

Source: Hamden Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 CONCORD ST, HAMDEN, CT 06514-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 2, 2020	Warranty Deed, Transfer · Conventional with PMI TOTAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2015 · Amount on Record
Deed Sale	Mar 23, 2015 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Book / Page	4208 / 314
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	48 CONCORD ST, HAMDEN, CT 06514-4016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4761-223
Date	Nov 17, 2020
Book Page	4761/223
Instrument	6757

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Apr 2, 2020
Property Address	48 CONCORD ST, HAMDEN, CT 06514-4016
Document Number	4687-211
Book / Page	004687 / 000211
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CONCORD ST HAMDEN CT 065144016, HAMDEN, CT 06514-4016

Mortgage

Document Number	4687-214
Date	Apr 2, 2020
Book Page	004687/000214

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,960 (+84.55%) Land $41,930 Building $142,030	$128,772 Land $29,351 Building $99,421
2024	$9,544.00 (+72.18%)	$99,680 (-) Land $26,740 Building $72,940
2023	$5,543.00	$99,680 Land $26,740 Building $72,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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