48 Commonwealth Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 48 Commonwealth Rd, Watertown, MA 02472

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,225 sqft · built 1917
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Jun 2023)
Tax Bill$11,209 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN52190-24

Property Details

APN / Parcel Number

Primary APN52190-24
Alternative APNs
  • WATE M:1156 B:0012 L:55U48
  • WATE M:1156 B:0012 L:0055
  • 11358

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Units2 Units
Stories3 Stories
Building Area1,225 sqft Living Area
Gross Area2,084 sqft
Basement Area1,392 sqft
Unfinished Basement1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialSlate
Lot Area4,500 sqft (0.103 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11358
Street Address48 COMMONWEALTH RD
CityWATERTOWN
StateMA
Zip02472-1319
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeT
Legal Block12
Legal Lot Number55U48
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group1
Census Block1001
Census Tract370201

Owner

Source: Middlesex County and Watertown City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 COMMONWEALTH RD, WATERTOWN, MA 02472-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Condominium Deed, Transfer · Stand-Alone First Mortgage
ROCKLAND TRUST CO
Mar 1, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HARBORONE BANK
Mar 1, 2022Correction Deed
Jul 24, 2017Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleMar 1, 2022 · Amount on Record
Deed Book / Page81688 / 510
Record UpdatedJun 8, 2026

June 2023: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWATERTOWN MA
Recording DateJun 23, 2023
Property Address48 COMMONWEALTH RD, WATERTOWN, MA 02472-1319
Document Number081688-510
Book / Page81688 / 510
Instrument DateJun 23, 2023
Instrument67890
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48-50 COMMONWEALTH RD # 50, 50, WATERTOWN, MA 02472-1319

Mortgage

Document Number0000067891
DateJun 23, 2023
Instrument67891
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN MA
Recording DateMar 1, 2022
Property Address48 COMMONWEALTH RD, WATERTOWN, MA 02472-1319
Document Number079760-331
Book / Page79760 / 331
Instrument DateMar 1, 2022
Instrument32122
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 STATE ST, NEWBURYPORT, MA 01950-6616

Mortgage

Document Number0000032124
DateMar 1, 2022
Instrument32124
Lender
NameHARBORONE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionWATERTOWN MA
Recording DateMar 1, 2022
Property Address48 COMMONWEALTH RD, WATERTOWN, MA 02472-1319
Document Number079760-328
Book / Page79760 / 328
Instrument DateFeb 24, 2022
Instrument32121
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 HENRY ST, WINCHESTER, MA 01890-3609

July 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionWATERTOWN MA
Recording DateJul 24, 2017
Property Address48 COMMONWEALTH RD, WATERTOWN, MA 02472-1319
Document Number69654-547
Book / Page069654 / 000547
Instrument DateJun 6, 2017
Instrument116093
Transaction TypeTransfer
Record UpdatedAug 15, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 COMMONWEALTH RD WATERTOWN MA 024721319, WATERTOWN, MA 02472-1319

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,209.00 (+51.35%)$959,700 (+51.61%) Building $959,700
2024$7,406.00 (-41.4%)$633,000 (-31.99%) Building $633,000
2023$12,639.00$930,700 Land $544,600 Building $386,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1987)
Most Recent ClaimJan 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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