Somerset County and Bernards Township property record for 48 Commonwealth Dr, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 1987 |
| Lot Size | 0.011 acres (490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,500 (Jan 2026) |
| Tax Bill | $7,292 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-08603-0000-00048-0000-CONDO |
| Primary APN | 02-08603-0000-00048-0000-CONDO |
|---|---|
| Alternative APNs |
|
| Building Area | 1,200 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Lot Area | 490 sqft (0.011 acres) |
| Old Parcel Number | 020018203000480000CONDO |
|---|---|
| Street Address | 48 COMMONWEALTH DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ADDITIONAL LOTS: L 48.01 C-GAR |
| Legal Subdivision | WASHINGTON VILLAGE CONDO BLDG |
| Legal Block | 8603 |
| Legal Lot Number | 48 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52603 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 18, 2022 | Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP |
| Oct 11, 2019 | Grant Deed, Transfer · Conventional Mortgage FREEDOM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2022 · Amount on Record |
| Deed Document Number | 20261148 |
| Deed Book / Page | 7660 / 2575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 13, 2026 |
| Property Address | 48 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3061 |
| Document Number | 0000001148 |
| Book / Page | 7660 / 2575 |
| Map Reference | MB 1532 PG 342 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2026001148 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,767.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26315 GRAND PRIX DRIVE, BONITA SPRINGS, FL 34135 |
| Name | Verified Name |
|---|---|
| Address | 48 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3061 |
| Document Number | 0000001149 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026001149 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 18, 2022 |
| Property Address | 48 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3061 |
| Document Number | 0000015442 |
| Book / Page | 7438 / 1436 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022015442 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,739.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 MESSINGER ST, 135, EASTON, PA 18045-7873 |
| Name | Verified Name |
|---|---|
| Address | 48 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3061 |
| Document Number | 0000015443 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022015443 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 11, 2019 |
| Property Address | 48 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3061 |
| Document Number | 0000038956 |
| Book / Page | 007158 / 003024 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 38956 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 COMMONWEALTH DR BASKING RIDGE NJ 079203061, BASKING RIDGE, NJ 07920-3061 |
| Document Number | 38957 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 007158/003030 |
| Instrument | 38957 |
| Name | FREEDOM CU |
|---|---|
| Address | WARMINSTER, PA 18974 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2034 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,600 (+5%) Land $140,000 Building $313,600 | $453,600 (+5%) Land $140,000 Building $313,600 | |
| 2025 | $7,292.00 (+12%) | $432,000 (+25.87%) Land $140,000 Building $292,000 | $432,000 (+25.87%) Land $140,000 Building $292,000 |
| 2024 | $6,511.00 (+4.31%) | ||
| 2023 | $343,200 Land $124,000 Building $219,200 | $343,200 Land $124,000 Building $219,200 | |
| 2022 | $6,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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