Buncombe County property record for 48 Cold Mountain Dr, Candler, NC 28715
| Property Type | Mobile Home |
|---|---|
| Details | 980 sqft · built 1996 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $406 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8686-56-5858-00000 |
| Primary APN | 8686-56-5858-00000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Masonry |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | HVAC |
|---|
| Old Parcel Number | 868602564874000 |
|---|---|
| Street Address | 48 COLD MOUNTAIN DR |
| City | CANDLER |
| State | NC |
| Zip | 28715-8353 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | DEED DATE: 09/17/2003 DEE |
| Legal Description | DEED DATE: 09/17/2003 DEED: 3393-0887 SUBDIV: RICKY NEAL WILSON BLOCK: LOT: SECTION: PLAT: 0097-0128 |
| Legal Subdivision | RICKY NEAL WILSON |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2401 |
48 Cold Mountain Dr, a mobile home, is owned and occupied by an individual who acquired it in September 2003.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 COLD MOUNTAIN DR, CANDLER, NC 28715-8353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2003 |
| Deed Sale | Sep 17, 2003 |
| Deed Document Number | 0003393887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 22, 2018 |
| Property Address | 48 COLD MOUNTAIN DR, CANDLER, NC 28715-8353 |
| Document Number | 0056390033 |
| Book / Page | 005639 / 000033 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 COLD MOUNTAIN DR CANDLER NC 287158353, CANDLER, NC 28715-8353 |
| Document Number | 56390036 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 005639/000036 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2048 |
The 2025 property tax bill for 48 Cold Mountain Dr was $406.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $406.00 | $59,600 | |
| 2023 | $555.00 | $59,600 | $59,600 Land $45,600 Building $14,000 |
| 2021 | $59,600 Land $30,600 Building $29,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cold Mountain Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cold Mountain Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures