48 Cobia Run E, Inlet Beach, FL 32461 Property Records

Walton County property record for 48 Cobia Run E, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,490 sqft Living Area
Lot Size	3,049 sqft (0.069 acres)
Last Sale	$1,700,000 (2024)
Tax Bill	$10,449.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16031-00S-0120`
Alternative APN	`1053426`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,490 sqft Living Area
Gross Area	2,894 sqft Gross Area
Stories	2 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	3,049 sqft (0.069 acres)
Deck Area	Deck Area
Porch	1 Porch
Porch Area	404 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1053426
Street Address	48 COBIA RUN E
City	INLET BEACH
State	FL
Zip	32461-6984
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK S SEACREST BEACH PH 5 PB 14-53 OR 2315-1980 OR 2480-1917 OR 2604-1608 OR 2662-3243 OR 2824-1552 OR 2965-4577 OR
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 5
Legal Phase	5
Legal Block	S
Legal Lot Number	12
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1023
Census Tract	950611

Owner

Source: Walton County records · APN 26-3S-18-16031-00S-0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3002 GRANDVIEW DR, FLOYDS KNOBS, IN 47119-8772
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Jun 04, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Jun 04, 2018 · Amount on Record
Deed Doc Number	20240006664
Deed Book / Page	3316 / 2733
Record Refreshed	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 27, 2024
Property Address	48 COBIA RUN E, INLET BEACH, FL 32461-6984
Document Number	0033162733
Book / Page	3316 / 2733
Map Reference	MB 14 PG 53
Instrument Date	Feb 26, 2024
Instrument	20240006664
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 SANTALUZ PATH, AUSTIN, TX 78732-2469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 GRANDVIEW DR, FLOYDS KNOBS, IN 47119-8772

Mortgage

Document Number	0033162735
Date	Feb 27, 2024
Instrument	3316/2735

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 01, 2029
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	52-Week T-Bill (1-Year)
Max Rate	12%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 04, 2018
Property Address	48 COBIA RUN E, INLET BEACH, FL 32461-6984
Document Number	0030752910
Book / Page	3075 / 2910
Map Reference	MB14 PG53
Instrument Date	Jun 04, 2018
Instrument	2018000018416
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2620 11TH ST, 2620, TUSCALOOSA, AL 35401-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 SANTALUZ PATH, AUSTIN, TX 78732-2469

Mortgage

Document Number	2018000018417
Date	Jun 04, 2018
Instrument	2018000018417

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,300,486 (-5.5%) Land $430,000 Building $870,486	$1,300,486 (-5.5%) Land $430,000 Building $870,486
2024	$10,449.00 (+2.13%)
2023	$10,231.00 (+14.31%)	$1,376,192 (+22.4%) Land $485,000 Building $891,192	$1,376,192 (+22.4%) Land $485,000 Building $891,192
2022	$8,950.00	$1,124,339 Land $334,010 Building $790,329	$1,124,339 Land $334,010 Building $790,329

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

48 Cobia Run E, Inlet Beach, FL 32461 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cobia Run E

Nearby Streets

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