King William County property record for 48 Cobbs Ln, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,711 sqft · built 1988 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 2021) |
| Tax Bill | $1,367 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2613-1 |
| Primary APN | 2613-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2613-1 |
|---|---|
| Street Address | 48 COBBS LN |
| City | WEST POINT |
| State | VA |
| Zip | 23181-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-C |
| Legal Description | ADJ WORSHAM |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 950200 |
48 Cobbs Ln, a rural home, is owned and occupied by two individuals who bought it in December 2021.
Source: King William County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 COBBS LN, WEST POINT, VA 23181-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CU INC |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Jun 29, 2017 · Amount on File |
| Deed Document Number | 20214568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 48 COBBS LN, WEST POINT, VA 23181-3308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260000554 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 260000554 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Address | RICHMOND, VA 23225 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Jun 29, 2017 |
| Property Address | 48 COBBS LN, WEST POINT, VA 23181-3308 |
| Document Number | 0170001313 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 170001313 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 WATERVIEW DR, NEWPORT NEWS, VA 23608-3128 |
| Document Number | 0170001314 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 170001314 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 48 Cobbs Ln was $1,367.
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Unified School District | King William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,367.00 | $222,320 (-) Land $56,120 Building $166,200 | $222,320 (-) Land $56,120 Building $166,200 |
| 2025 | $1,367.00 | $222,320 Land $56,120 Building $166,200 | $222,320 Land $56,120 Building $166,200 |
| 2023 | $1,289.00 | $222,320 Land $56,120 Building $166,200 | $222,320 Land $56,120 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cobbs Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Cobbs Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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