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48 Clover St, Georgetown, SC 29440 Property Records

Georgetown County property record for 48 Clover St, Georgetown, SC 29440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,928 sqft · built 1974
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$3,989 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN0201070001.00.00

Property Details

APN / Parcel Number

Primary APN0201070001.00.00
Alternative APNs
  • 02-0107-001-00-00
  • 4074

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,928 sqft Living Area
Gross Area4,626 sqft
1st Floor Area2,928 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area645 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchSlab
Porch Area629 sqft
Patio Area400 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number4074
Street Address48 CLOVER ST
CityGEORGETOWN
StateSC
Zip29440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK C BASS SUB
Legal SubdivisionBASS SUB
Legal BlockC
Legal Lot Number1
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2052
Census Tract920302

Owner

Source: Georgetown County records · APN 0201070001.00.00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address486 RIVER RD, CONWAY, SC 29526-7931
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 02, 2009
Transfer Doc01200/0260
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address48 CLOVER ST, GEORGETOWN, SC 29440
Document Number3335/0102
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 06, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 CLOVER ST GEORGETOWN SC 29440, GEORGETOWN, SC 29440

Mortgage

Document Number3335/0102
DateAug 20, 2018
Book Page003335/000102
Instrument7864
Lender
NameSOUTHERN FIRST BK NA
TypeBank
AddressCHARLESTON, SC 29401-3508
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 19, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,989.00 (+10.07%)$15,367 (+15.02%) Land $1,703 Building $13,664$293,300 (+31.7%) Land $32,500 Building $260,800
2023$3,624.00 (+4.74%)$13,360 (-) Land $1,080 Building $12,280$222,700 (-) Land $18,000 Building $204,700
2022$3,460.00$13,360 Land $1,080 Building $12,280$222,700 Land $18,000 Building $204,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims20 (1987–2015)
Claims Outside the SFHA13 of 20
Most Recent ClaimOct 2015, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 72% of South Carolina
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Horry Telephone CooperativeCable1,000 / 35

May also be available at this address: Horry Telephone Cooperative, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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