McHenry County property record for 48 Clover Dr, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 1,020 sqft · built 1979 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,351 (2024) |
| Deeds & Mortgages | Aug 2026 Transfer Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-105-018 |
| Primary APN | 18-01-105-018 |
|---|
| Building Area | 1,020 sqft Living Area |
|---|---|
| Basement Area | 1,020 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 6,625 sqft (0.152 acres) |
| Garage Area | 279 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 145 sqft |
| Cooling System | Central |
|---|
| Street Address | 48 CLOVER DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1998R0033509 LT 5 BLK 18 R A CEPEKS CRYSTAL VISTA |
| Legal Subdivision | R A CEPEKS CRYSTAL VISTA |
| Legal Block | 18 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 871105 |
Source: McHenry County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 48 CLOVER DR, CRYSTAL LAKE, IL 60014-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 20, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2026 |
| Transfer Doc | 0000024231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 20, 2026 |
| Property Address | 48 CLOVER DR, CRYSTAL LAKE, IL 60014-5012 |
| Document Number | 0000024231 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202624231 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 CLOVER DR, CRYSTAL LAKE, IL 60014-5012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 48 CLOVER DR, CRYSTAL LAKE, IL 60014-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000068296 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021R0068296 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 48 CLOVER DR, CRYSTAL LAKE, IL 60014-5012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000014258 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021R0014258 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Change Frequency | 4 Years |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,351.00 | $71,832 (+22.25%) Land $7,919 Building $63,913 | $215,496 (+22.25%) Land $23,757 Building $191,739 |
| 2022 | Homeowner's exemption | $58,758 Land $6,478 Building $52,280 | $176,274 Land $19,434 Building $156,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–2013) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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